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Personal Loans up to $12,0001
Money3 Branches (Commit Co Pty Ltd)
- not affiliated with Money3 Corp. Ltd.
1. Subject to verification, suitability and affordability
B. Owned by Commit Co Pty Ltd Learn More
Money3 offers flexible personal loans up to $12,000, over loan terms up to 24 months.
Our loans give customers access to cash when emergencies come up, for planned purchases and expenses or when things are hard to budget for. Whatever you need cash for, Money3 will do its best to help, even if you have had problems in the past, we’ll take a fresh look at your current situation. Also consider our secured vehicle loans up to $50,000.
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New Car/ VehicleWith our cash loans up to $12,000, you may get started and apply online although we may require a few additional checks and documents to be provided.
Money3 will consider cash loans for all kinds of situations from unexpected bills and emergency repairs, veterinary and medical expenses to school fees, furniture or holidays - to name a few.
If you are having difficulty getting a loan due to past credit history, have a minor default or simply need a fast personal loan, Money3 will do it’s best to assist you. We focus on your ability to repay, customising your loan with affordable repayments that suit you.
1. Subject to verification, suitability and affordability
B. Owned by Commit Co Pty Ltd Learn More
As long as your income1 totals $4002 a week or more, that you are an Australian resident and over 18, then you are likely to qualify1 for a cash loan with Money3.
As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.
To qualify, you must:
1. Subject to verification, suitability and affordability
2. This refers to loans under $2,000 a month. Different loan products may require a different minimum income.
With Money3 you can apply online for personal loans up to $12,000 or use the branch locator and visit a local branchB if you prefer to speak with our friendly staff in person.
As part of your application, we are required by law to review your most recent 90 days bank statements, which we have made simple through our partner online bank account verification service, provided Bank Statements.
Once the online component of your application has completed, our loan underwriting team will review your application and keep you informed of your application's progress via phone and email. As soon as your loan has been approved1 and funded, we will let you know.
1. Subject to verification, suitability and affordability
B. Owned by Commit Co Pty Ltd Learn More
| Borrow | Costs | Repay |
|---|---|---|
| $2,500 | $1,310 | $3,810 |
| $3,000 | $1,573 | $4,573 |
| $4,000 | $2,097 | $6,097 |
| $5,000 | $2,621 | $7,621 |
| $6,000 | $3,145 | $9,145 |
| $7,000 | $3,669 | $10,669 |
| $8,000 | $4,193 | $12,193 |
| EXAMPLE: An unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,621 and a total repayment of $7,621. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 29.50%. The Comparison Rate, based on a loan of $5,000 over 24 months, is 45.43% EXAMPLE: A secured personal loan of $8,000 for 24 months has fees and charges totalling $4,193 and a total repayment of $11,920. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 27.00%. The Comparison Rate, based on a loan of $8,000 over 24 months, is 42.77% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: The chart above refers to unsecured personal loans settled online with Money3 Corporation Limited. Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Money3 branches offer different loan products and so different charges are applicable. Learn More. |
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