FAQ's

What is 100 points of ID?

To positively identify you MONEY3 requires identification documents making up a total of 100 points. Each identification document is allocated points between 25 and 100. Refer to 100 points ID checklist.

How does a MONEY3 loan work?

It's simple, at MONEY3 we are here to help! You fill in an application, provide the relevant documentation and we process your application in under 45 mins. Once your loan is approved, we discuss how much you are comfortable to repay per week and then we set up your loan over a period of 30 days to 24 months.
It's that simple...

How do I apply for a loan?

MONEY3 accepts applications via post, fax, online or in person at one of our MONEY3 branches. Simply complete the MONEY3 application form and send with your supporting documentation via email, post, fax or in person at one of our MONEY3 branches. Click here to apply >

How much can I borrow and how long do I have to repay the loan?

MONEY3 specialises in loans from $100 to $20,000 with repayments between 30 days to 24 months. MONEY3 focus on your ability to repay, tailoring individual loan repayments that are easy and affordable to your current financial circumstances.

How do I make repayments on my loan?

All Loan repayments are direct debited from your Bank Account and are schedule to line up with your current pay frequency whether it is weekly, fortnightly or monthly.

Can I apply if I am bankrupt or have a bad credit report?

Yes, you can apply. At MONEY3 we endeavour to give all our customers a fair go. MONEY3 process your loan application based on your current financial circumstances and is more interested in your financial future than the past.

So if you have a poor credit history, been bankrupt or just been knocked back from the major banks why not give MONEY3 a go. If you need CASH in an INSTANT, think MONEY3.

Do you do credit checks?

As part of the loan application verification process, MONEY3 may be required to complete a credit check.

Are there any other fees involved if I pay out my account early?

NO, MONEY3 has no hidden fees and charges, and there is no penalty for early payment.

Can I apply for a loan if I am on Centrelink benefits?

YES, all applicants receiving Government benefits are eligible to apply for finance with MONEY3.

What is your interest rate?

All MONEY3 loans are based on nominal flat fees and charges rather than an interest rate.

What are your branches trading hours?

MONEY3 branches are open between 9.00am and 5.30pm Monday to Friday and 9.00am to 12.30pm on Saturdays. Some branches only open Saturdays by appointment. Please confirm with your local branch for opening times.

I received a cheque and require the funds today. The banks said I have to wait for the cheque to clear. Can you help? What is the process?

Yes, we can. MONEY3 saves you hassle and time. For a small fee, MONEY3 cashes your cheques in a matter of minutes.

It’s simple... Visit one of our branches with the cheque and remittance advice (if applicable) that is made payable to you and 100 points of identification. And we give you the cash instantly after verifications.