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Professional or Business Expense Loans1

Personal loans up to $8,000 and up to $12,000 with security on your loan1

  • Borrow up to $12,000
  • Travel, Equipment & Courses
  • Bad Credit Considered1
  • Other Work Costs Considered

1. Subject to verification, suitability and affordability

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Professional or Busines Expense Loans1 up to $12,000

Sometimes you may need to cover additional costs related to your work, whether you can claim any of those back on your tax return later or not may be irrelevant to the current situation. If you don't have the cash handy, a personal loan1 from Money3 may be needed.

Different from Business loans ( which Money3 does not offer) your personal loan for business expenses could cover a whole range of expenses, from covering your personal costs of flights and accommodation on business trips to covering the costs involved with professional training courses and certification.

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Business Expenses up to $12,000

1. Subject to verification, suitability and affordability

1. Subject to verification, suitability and affordability

Example Business Expenses Costs Chart

Borrow Costs Repay
$2,500 $1,310 $3,810
$3,000 $1,573 $4,573
$4,000 $2,097 $6,097
$5,000 $2,621 $7,621
$6,000 $3,145 $9,145
$7,000 $3,669 $10,669
$8,000 $4,193 $12,193
EXAMPLE: An unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,621 and a total repayment of $7,621. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 29.50%. The Comparison Rate, based on a loan of $5,000 over 24 months, is 45.43%
EXAMPLE: A secured personal loan of $8,000 for 24 months has fees and charges totalling $4,193 and a total repayment of $11,920. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 27.00%. The Comparison Rate, based on a loan of $8,000 over 24 months, is 42.77%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: The chart above refers to unsecured personal loans settled online with Money3 Corporation Limited. Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Money3 branches offer different loan products and so different charges are applicable. Learn More.