Holiday Loans up to $12,000

Holiday Loans¹ - up to $12,000

Money3 could help¹ with flight tickets, taxi's, accommodation, day trips, spending money...

From dream holidays, Europrean adventures and honeymoons to friends weddings and long weekends away, a Money3 holiday loan could be the answer.

Flight Tickets
Accommodation
Day Trips
Spending Money
Suitcases

Our holiday loans¹ are available up to $12,000, subject to affordability - we will consider your application even if you have a bad mark on your credit history¹ file or are in receipt of benefits¹. Money3 would like to give everyone a fair go, so get started by completing the short form above and our holiday loans team will be happy to guide you through the process and explain how it works.

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Holiday Loans up to $12,000

1. Subject to verification, suitability and affordability

Example Holiday Loans Costs Chart

Borrow	Costs	Repay
$2,500	$1,310	$3,810
$3,000	$1,573	$4,573
$4,000	$2,097	$6,097
$5,000	$2,621	$7,621
$6,000	$3,145	$9,145
$7,000	$3,669	$10,669
$8,000	$4,193	$12,193

EXAMPLE: An unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,621 and a total repayment of $7,621. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 29.50%. The Comparison Rate, based on a loan of $5,000 over 24 months, is 45.43% EXAMPLE: A secured personal loan of $8,000 for 24 months has fees and charges totalling $4,193 and a total repayment of $11,920. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 27.00%. The Comparison Rate, based on a loan of $8,000 over 24 months, is 42.77% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: The chart above refers to unsecured personal loans settled online with Money3 Corporation Limited. Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Money3 branches offer different loan products and so different charges are applicable. Learn More.

Common Questions

Can I get a holiday loan with bad credit?

Yes it could¹. Even with bad credit, Money3 will review your application and look at how much you can afford, based on your current financial situation.

What kind of expenses could the holiday loan cover?

A holiday loan with us could cover all kinds of expenses, from flight tickets, accommodation and even spending money. If you need to upgrade your luggage, camera or other expense, we may be able to assist with that too - depending on how much you can afford.

Do you lend to people on Centrelink?

Yes, we do¹. However, the amount you could borrow may be less, if your income is 100% from Centrelink and is based on how much you can safely afford.

I've seen a great package deal in the sales - can Money3 help?

Yes, we could¹. We all like a bargain and will do our best to fast track your application, so you can jump on the offer. Please explain the urgency when we call you back regarding your holiday loan application.

Can the holiday loan be used for my honeymoon?

Yes it could¹, congratulations! Also check out our Wedding Loans as we may be able to assist with some other expenses too - depending on your affordability.