Privacy Statement

MONEY3 Corporation Limited is committed to protecting your privacy. We will only use the information that we collect about you lawfully. You can be assured that it will only be used in accordance with this privacy statement.

MONEY3 Corporation Ltd and its related entities may collect and use your personal information for arranging or providing credit, enforcing our rights under any loan contract or facility, insuring credit and for direct marketing of products and services offered by us or any organisation we are affiliated with or represent. You have the right to request not to receive direct marketing material.

The information provided by you will be held by us. You can gain access to the information by contacting us.

You agree that we, any mortgage broker, mortgage originator, mortgage manager, and any other person or company who at any time provides or has any interest in the credit, and who may be overseas entities, can do any of the following:

1. Commercial credit information: Seek and use commercial credit information about you to assess an application for consumer credit, commercial credit or a consumer lease;

2. Consumer information: Seek and use consumer credit information about you to assess an application for commercial credit, consumer credit or consumer lease;

3. Collection of overdue payments: Seek and use a credit report about you provided by a credit-reporting agency to collect overdue payments from you or otherwise provide your personal information to an external agency for the purposes of collecting overdue payments from you;

4. Provide information to a mortgage insurer: Give to a mortgage insurer information to assess the risk of providing mortgage insurances or to assess the risk of default;

5. Exchange of information between credit providers: Seek from and use or give to another credit provider any information about your account, credit worthiness, credit standing, credit history or credit capacity. In particular, we may provide an “opinion” on you;

6. Exchange of information with advisers: Seek from and use, or give to any mortgage broker, mortgage originator, mortgage manager, financial consultant, accountant, lawyer, or other adviser acting in connection with any financing provided or proposed to be provided to you, any personal information, consumer credit or commercial credit information;

7. Provide information to credit reporting agencies: Give to a credit reporting agency personal or commercial information about you. The information may include identity particulars; the fact that credit has been applied for and the amount; the fact that we are a current credit provider to you; that where payments have become overdue more than 60 days, the fact that action is commenced; advice that payments are no longer overdue; advice that cheques drawn by you in excess of $100 have been dishonoured more than once; in specified circumstances that in our opinion you have committed a serious credit infringement; and the credit provided to you by us has been paid or otherwise discharged;

8. Disclose and report or personal information: Disclose any report or personal information about you to another person in connection with funding financial accommodation by means of an arrangement involving securitisation, or any other proposed transfer of or proposed dealing with any loan contract that you have with us;

9. Provide information to Guarantors: Provide information to any person who proposes to guarantee or has guaranteed repayment of any credit provided to you; and

10. Disclose personal and credit information: Disclose personal information about you as required by law, or to organisations involved in providing credit to you, any associate or contractor of ours (including, for example, stationery printing houses, mail houses, lawyers, accountants), people considering acquiring or taking an interest in our business, or our assets, or any tribunal or court inquiring into any transaction we have with you or any person who deal with those transactions.

If you do not provide personal information, we may be unable to arrange or provide credit for you.

Sending you Marketing Material: Unless you select "No" to "receive information regarding products , services and special promotions", MONEY3 Corporation Ltd and its related entities and its preferred alliance organisations (including insurance companies) may use your personal information for marketing purposes. This includes contacting you by telephone, sms, mail or email.