New Money3 Loan Reviews
Van Loans - Any Credit Considered1
Whatever type of van you need and whatever your credit history, Money3 may be able to help - even on Centrelink*.
- 4x4 Vans
- Box Vans
- Chassis Vans
- Electric Vans
- Pick-up Vans
- Tipper Vans
- Refrigerated Vans
- Panel Vans
- Camper Vans
- Microvans
- Minibuses
If you have been knocked back by high street or other online lenders, you may have come to the right place. Money3 is here to give you a fair go, regardless of any bad credit history or past defaults1.
Van loans can be approved for up to $75,000 with Money3. Whether you have already found the right vehicle or want to find out how much you could borrow, get started on your van finance by completing the quick form above. We'll give you a call back to answer any questions, or you can continue your application straight away, so you get your pre-approval request reviewed as quickly as possible. Pre-approvals are subject to final approval.
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Example Van Finance Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| 72 months at 13.95% APR & 16.15% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
Van Finance FAQs
Yes, you could finance on a van with Money3. As one of Australia’s most trusted finance providers, we are committed to giving individuals a second chance at secured loans. We operate under an Australian Credit Licence and offer all sorts of loans to individuals who meet our lending criteria, including van finance.
Our loan conditions include monthly repayments with no deposit required. You can make a lump sum payment to reduce your repayments later down the line.
The lending criteria for a van loan with Money3 is as follows:
- Be Over 18 Years Old
- Have Take Home Income or Benefits over $480 a Week1
- Be an Australian Resident
- Get Your Income Paid into Your Bank Account
- Be Employed or Receiving Centrelink payments1
After meeting the above criteria, individuals can apply for a van loan with us. At Money3, we make sure you are given a fair go when applying for a loan1. We can adjust loan amounts and loan repayments according to your particular circumstances to ensure the loan is both suitable and affordable for you.
Your credit score is determined by an independent credit reporting agency, which most lenders will use to gauge your borrowing power. Your credit score is usually between 1 and 1000, with scores closer to 1000 considered “good” credit scores.
Most finance companies in Australia will not lend to those with a credit score below 500. However, at Money3, we look past your credit score and consider other factors that may give you a second chance at obtaining a secured loan.
1. Subject to verification, suitability and affordability
Also see:
Campervan Loans
Explore in style in a campervan, wherever your dreams take you. Campervan finance is available up to $75,000.
Caravan Finance
Caravan finance is available up to $75,000 with all recreational vehicles considered from motorhomes to 4WD campers or camper trailers.
Motorbike Loans
All bike types considered from motorcycles, dirt bikes to scooters. Finance available up to $75,000.
