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Frequently Asked Questions

How do I apply for a loan?

Apply Online:

Applying online for a personal loan, should only take between 5 and 10 minutes. You will need to provide some personal and contact details, together with your income and expenses. After that, we will need to see a copy of your 90 days bank statements, which can be done as part of your application, through a digital bank statement retrieval process.

Personal Loans

Get up to $12,000 - Any Credit Considered

Get Pre-Approved Fast

Car Loans up to $35,000

Money3 Branches:B

Apply in person at one of our Money3 branchesB. You will need supporting documentation such as Proof of I.D, Proof of Residence & Proof of Income to assess your application. You can bring supporting documents in person to speed up your application or submit the documents via email, post or fax to branches.

Please Note: Money3 Corporation Limited no longer offers small amount credit contracts. Learn More.

How much can I borrow and how long do I have to repay the loan?

Money3 offers:

  • Personal Loans up to $12,000 with repayments between 3 months to 36 months
  • Secured Personal Loans up to $12,000 with repayments up to 36 months and
  • Secured Vehicle Finance up $35,000 with repayments up to 60 months

As a flexible lender, we focus on your ability to repay, offering various repayment options that are easy and affordable to your financial circumstances. Your loan period will depend on the loan product you have been approved for.

Personal Loans

Get up to $12,000 - Any Credit Considered

Get Pre-Approved Fast

Car Loans up to $35,000

Can I apply if I have previously been bankrupt or if I have a bad credit report?

Yes, you can apply. At Money3 we like to give everyone a fair go1. We will review your loan application based on your current financial circumstances rather than any past problems you may have had. So if you have a poor credit history, been bankrupt or just been knocked back from the major banks we will give you a fair go. Please note that we do not lend to customers who are currently bankrupt.

Personal Loans

Get up to $12,000 - Any Credit Considered

Do you do credit checks?

As part of the loan application verification process, Money3 may complete a credit check.

Are there any other fees involved if I pay out my account early?

No, Money3 has no hidden fees and charges, and there is no penalty fees for early payment.

Can I apply for a loan if I am on Centrelink benefits?

Yes, all applicants receiving Government benefits are eligible to apply1 for finance with Money3.

Personal Loans

Get up to $12,000 - Any Credit Considered

What are your branchesB trading hours?

You can apply online 24/7. Money3 branchesB are open 9.00am to 5.00pm Monday to Friday (some branches till 5.30pm on Thursday). Some branches are only open by appointment on Saturdays. Please confirm with your local branch for opening times via our Branch Locator page.

Please Note: Money3 Corporation Limited no longer offers small amount credit contracts. Learn More.

How do I make repayments on my loan?

All loan repayments are direct debited from your Bank Account and are scheduled to line up with your current pay frequency whether it is weekly, fortnightly or monthly.

What is the loan going to cost me?

Please see the loan charts below for some examples.

Example Personal Loan Costs Chart

Borrow Costs Repay
$2,500 $1,310 $3,810
$3,000 $1,573 $4,573
$4,000 $2,097 $6,097
$5,000 $2,621 $7,621
$6,000 $3,145 $9,145
$7,000 $3,669 $10,669
$8,000 $4,193 $12,193

Fast Cash LoansB up to $2,000

Please Note: Money3 Corporation Limited no longer offers small amount credit contracts. Learn More.

First time customers could qualify for a fast cash loan1 for up to $2,000. Even if you are on Centrelink1, have had bad credit or have been rejected for credit in the past, your application will be looked at afresh.

3 Months6 Months12 Months
Borrow Costs Repay
$500 $160 $660
$1000 $320 $1320
$1500 $480 $1980
$2000 $640 $2640
Borrow Costs Repay
$500 $220 $720
$1000 $440 $1440
$1500 $660 $2160
$2000 $880 $2880
Borrow Costs Repay
$500 $340 $840
$1000 $680 $1680
$1500 $1320 $2820
$2000 $1360 $3360
Fast Cash Loans

Get up to $2,000 Cash Online - Fast!