We’re pleased to support our governing association - National Credit Providers Association (NCPA) - with the initiative "Small Loans Big Need", a campaign to provide the real facts about the small amount loans industry in Australia. Despite being an industry that is heavily regulated by the federal government, and meets a demand in the country, Australians remain unclear what a small amount…
For those who want to avoid the hassle and risk of carrying wads of cash when shopping or dining, credit cards can be gifts from heaven. But for those who aren’t in the least bit in control of their spending, credit cards can be the bane of their existence and financial freedom. And because you’re here, we’re guessing your credit cards are about to be the latter.
Thoughts are powerful things. They are the wellspring of our words, actions, habits and consequently, everything that happens and doesn’t happen to us and for us. And that includes managing our money well.
While some couples may have promised to love and stand by each other for richer or for poorer, it’s a reality that many marriages are strained and completely ruined due to financial problems. As they say, it’s easy to take away the bliss from any honeymoon once you add financial stress to the equation.
Have you been wanting to purchase a new car? Thought of buying new furniture or appliances perhaps? Maybe you’ve decided that it’s about time your house got that refurbishment you’ve always been talking about.
One of the many challenges that married couples face, aside from resolving who should sleep on which side of the bed, is money management. Money, as we all know, can be a tricky thing to navigate, which is why it’s not surprising that it found its way into wedding vows – “for richer or for poorer…”
You’ve just spent your salary on your rent and other household expenses, when suddenly your car dies and needs a new battery. You’ve finally paid off all your bills, but then realise it’s your mom’s sixtieth birthday and you simply must give her a gift. You’ve spent for everything to get your house remodelled – but now you need money to be able to spend the night elsewhere while the remodelling is going on.
Choosing the right loan will mean choosing the ideal solution for a pressing financial problem that will therefore disappear, but the wrong selection can land you in even greater debt. And with so many to choose from, the chances of choosing the wrong one are quite high.
Are you still trying to make the most out of payday loans? Has living from pay check to pay check made you feel that you have no other choice but to keep getting payday loans? If you can’t help but drop your shoulders, sigh and say yes to these questions, it’s time you turned to another type of loan.
Loans and lending have certainly come a long way from where they started, and there’s no doubt they’ll continue to flourish. Their role in building up modern society and modern economy has become indispensable. Without loans, only the truly wealthy could own houses and cars, have enough capital to set up a business or grow their business. Here at Money3, we hope to contribute to this growth and development, by enabling small entrepreneurs to enter into bigger ventures through unsecured personal loans and cash loans.