How Much Do You Need?

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Compare Money3 & Cash Train Loans

Both Cash Train and Money3 offer fast cash loans online.

There are some differences between the brands on who they will lend to and for how much. Cash Train is available for quick cash online if employed¹. If you are on Centrelink² or need a larger loan, Money3 may be better able to help¹ with loans up to $8,000. If you like the personal touch, try a Money3 branch near you - see how they compare below.

	Cash Train	Money3
Cash Loan Max	$2,000¹	$8,000¹
Min Monthly Income	$1,200	$1,600
Cash Online	✔	✔
Cash in Branch	X	✔
Centrelink OK	X	✔²
Funding Speed	Same Day³	Same Day³
Repay Over	3 to 9 Months⁴	3 to 24 Months⁴
Get Started	Visit Cash Train	Get up to $8,000

1 Subject to verification, suitability and affordability. First time customers may be approved for a lower amount.
2 Your income from Centrelink must be less than 50% of your total income in order to qualify for a cash loan.
3 Same day funding after approval is available, during business hours. When applying online, your bank's processing times may vary which may delay funds clearing in your account.
4 The repayment period is determined by the loan product, loan amount and your affordability.

How Does it Work?

With Money3 you can apply online a for personal loan up to $8,000 or use our branch locator and visit a local branch if you prefer to speak with our friendly staff in person.

As part of your application, we are required by law to review your most recent 90 days bank statements, which we have made simple through our partner online bank account verification service, provided by Bank Statements.

Once the online component of your application has completed, our loan underwriting team will review your application and keep you informed of your application's progress via phone and email. As soon as your loan has been approved¹ and funded, we will let you know.

Select Your Loan Amount
Apply Online in Minutes
Digitally Send Your 90 Days Bank Statements - Fast!
Sign Your Contract
Your Application is Reviewed
Your Loan is Approved¹
Your Cash Loan is Paid into Your Bank Account - Fast!
Relax!

Cash Loans up to $8,000

Apply Now for up to $8,000 Fast

1. Subject to verification, suitability and affordability

Fast Cash Loans up to $2,000

First time customers could qualify for a fast cash loan¹ with us, for up to $2,000. Even if you are on Centrelink¹, have had bad credit or have been rejected for credit in the past, we'll look at your application afresh. Money3 gives everyone a fair go, so getting your application approved may be easier than you think.

Borrow	Costs	Repay
$500	$160	$660
$1000	$320	$1320
$1500	$480	$1980
$2000	$640	$2640
EXAMPLE: A loan of $1,000 for 3 months has fees and charges totalling $320, Maximum APR of 70.65% and total repayments of $1320. The Maximum APR is 70.65%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Borrow	Costs	Repay
$500	$220	$720
$1000	$440	$1440
$1500	$660	$2160
$2000	$880	$2880
EXAMPLE: A loan of $1,000 for 6 months has fees and charges totalling $440, Maximum APR of 78.18% and total repayments of $1440. The Maximum APR is 78.18%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Borrow	Costs	Repay
$500	$340	$840
$1000	$680	$1680
$1500	$1320	$2820
$2000	$1360	$3360
EXAMPLE: A loan of $1,000 for 12 months has fees and charges totalling $680, Maximum APR of 79.38% and total repayments of $1680. The Maximum APR is 79.38%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

With our fast cash loans( up to $2,000), the minimum loan term is 10 weeks or 3 months, depending on your payment frequency. The maximum loan term is 12 months.

Fast Cash Loans

Get up to $2,000 Cash Online - Fast!

1. Subject to verification, suitability and affordability