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Make Your Dreams a Reality!
Whether it is a DIY project or something bigger, make your dreams real, with a home improvement loan up to $30,000.
Repairs & Renovation Loans1 up to $30,000
Get a home improvement renovation loan1 from Money3 up to $10,000 unsecured or up to $30,000 secured.
Money3 likes to give everyone a fair go, so whatever your credit history, we'd like to hear from you. Our renovation loans could be used for all kinds of home renovations from new kitchens to roof repairs or solar panels.
- New Kitchens
- Conservatory Extensions
- Attic Extensions
- Solar Panels
- Bathroom Upgrades
- New Flooring or Carpets
- Roof Repairs
- Decking & Landscaping
- Swimming Pools
- Professional Building Work
- DIY Improvements
- House Painting
- Home Security Systems
1. Subject to verification, suitability and affordability
More Options at Home and Away
Emergency Loans
Whether you need to replace some white goods, got a broken washing machine, unexpected bills or another emergency - Money3 could help with emergency loans up to $30,000.
Rental Bond Loans
Moving home and need to pay for exit fees, such as gardening, household repairs or moving costs? We could help with loans up to $30,000.
Holiday Loans
Get away from the everyday and have an adventure with our holiday loans up to $30,000 to cover flights, hotels, spending money and more.
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Example Home Improvement Loans Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,110 | $7,110 |
| 24 months at 16.95% APR & 37.39% Comparison Rate | ||
| $7,500 | $5,042 | $12,542 |
| 36 months at 16.95% APR & 37.39% Comparison Rate | ||
| $10,000 | $6,427 | $16,247 |
| 48 months at 16.95% APR & 35.44% Comparison Rate | ||
EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,109.60 and a total repayment of $7,109.60. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 16.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 37.39%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
