Caravan Loan Calculator

Use our repayment calculator to see what your repayments would be for your caravan loan.

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Caravan Loan Repayment Calculator

If you’re interested in applying for one of Money3’s quick and easy Caravan Loans1, you can use our caravan loan calculator to get an indication of your weekly, fortnightly, or monthly repayments. Simply enter the amount of caravan finance you want and select your preferred repayment frequency to get a quick estimate of how much each repayment will be and how long the loan will last.

No matter what kind of recreational vehicle you have in mind, whether it’s a pop-up caravan or family camper trailer, you can use our caravan finance calculator to help you determine what you can afford to borrow. We recommend you use our caravan loan calculator before applying for a loan with Money3 to better understand whether one of our caravan loans will be affordable for you.

With Money3’s caravan loan calculator, Australia and its many excellent domestic travel spots could be one step closer for you. After using our caravan finance calculator, examine your budget and ask yourself whether you could afford the estimated loan repayments.

Money3 also offers flexible Campervan Loans and Trailer Finance.

1. Subject to verification, suitability and affordability

How to Use our Caravan Loan Calculator

Using our caravan loan calculator is easy. Here’s a breakdown of each part of the loan calculator, so you can understand what they all mean:

Loan Amount: The loan amount is the principal sum that you wish to borrow to purchase your caravan, camper trailer, or another type of recreational vehicle. You can apply for a Money3 caravan loan between 2,000 and $75,000, so adjust the slider to your desired loan amount or enter it manually.

Repayment Frequency: Your repayment frequency is how often you would make loan repayments to Money3. Our flexible caravan loans allow you to make weekly, fortnightly, or monthly repayments according to your preferences.

Repayment Example: As you adjust your desired loan amount and repayment frequency, a weekly, fortnightly, or monthly repayment example will be dynamically generated. Remember that this example is only meant to give you an indication of your repayments and does not represent an actual quote for a caravan loan.

Loan Term: The loan term represents how long the loan will be (how many years it will take you to repay your caravan loan). The loan term will change dynamically based on the loan amount you select.

1. Subject to verification, suitability and affordability

Apply for a Caravan Loan from Money3

If you use our caravan loan repayment calculator and determine that the result would be affordable to you, you can choose to apply for a caravan loan with Money3. Clicking the “Get Started” button on the caravan finance calculator will take you to our Caravan Loans page and automatically input the loan amount you entered, so you can start the application process quickly.

At this point, you will need to enter some basic details, including your name, email address, and mobile phone number. After you provide the necessary information, you can submit your pre-approval request for caravan finance.

Money3 gives you a fair go, and we’ll still consider your application for caravan finance even if you have bad credit or receive income from Centrelink1.

Money3 is a responsible lender regulated by ASIC. Our Australian Credit Licence is 389067.

1. Subject to verification, suitability and affordability

Loan Costs Chart Guide

24 months at 13.95% APR & 34.16% Comparison Rate
48 months at 13.95% APR & 29.11% Comparison Rate
60 months at 13.95% APR & 20.38% Comparison Rate
72 months at 13.95% APR & 17.23% Comparison Rate
72 months at 13.95% APR & 16.15% Comparison Rate

EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.

Caravan Loan Cost FAQs

The fixed rate represents the unchanging interest rate charged on your caravan loan. The fixed rate remains the same during the entire loan term, giving you certainty over how much you would repay in total.

The comparison rate combines the fixed interest rate and the fees and charges relating to your caravan loan. You can use the comparison rate to get a better idea of the total cost of the loan in comparison to others.

Yes it is possible1, you can get finance for a caravan and pay back what you borrow + interest with regular repayments. The total cost of the loan will include the loan amount, interest, and associated fees and charges.

With a Money3 loan, you could finance a caravan for a maximum term of 6 years. Depending on the total amount you wish to borrow and the loans affordability1, the loan term could be as short as 2 years.

Yes, it is possible1. Money3’s caravan loans are secured. This helps to give you a lower interest rate since there is less risk to Money3 when the vehicle you purchase acts as security for the loan.

Yes, at Money3, we believe in giving everyone a fair go. We understand that your credit history may not reflect your current financial situation. That's why we consider all applications, including those from customers with bad credit scores. Our team looks at your current income and overall financial health to determine your eligibility for caravan finance.

Absolutely1! Money3 recognizes that Centrelink benefits are a legitimate source of income. You can apply for caravan finance if you receive Centrelink payments, provided these are not your sole source of income from Newstart Allowance, Youth Allowance, Abstudy, or Austudy. We assess each application on a case-by-case basis, considering all forms of income to support your application.

Yes, Money3’s flexible payment options for caravan finance allow you to make monthly repayments if you wish. You can also choose to pay weekly or fortnightly. The default is set against your income's payment frequency.

Yes, it is possible1. If you receive pre-approval for a caravan loan with Money3, you can purchase your chosen caravan and make monthly repayments until the loan is paid off. You can also choose to repay your loan early if you prefer, and there is no fee or penalty for doing so.

No, sorry, we do not fund home loans. While you may be able to live in a caravan, it is considered a type of vehicle and therefore requires vehicle finance when applying with Money3.

1. Subject to verification, suitability and affordability

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Information such as interest rates quoted, and default figures used in the assumptions are subject to change.

More Options to Consider

If you are looking at the cost of a caravan loan, you may also want to check out the pages below.