Emergency Loans up to $30,000

Emergency loans up to $10,000 and up to $30,000 with security on your loan1

  • Accidents & Breakages
  • Unexpected Bills & Emergencies
  • Bad Credit Considered1
  • Fast Application
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We'll Give You a Fair Go!

1. Subject to verification, suitability and affordability

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Emergency Loans1 - up to $30,000 - Fast!

Sometimes unexpected expenses crop up which are difficult to cover straight away. Money3 is here for these types of emergencies with fast personal loans up to $30,000.

Even if you have been refused credit elsewhere, Money3 will give you a fair go. We'll look into your current financial situation1 and your ability to repay your loan, we'll tell you how much you can afford to borrow, with emergency loans up to $30,000. Loans are repaid weekly or monthly over 12 to 24 months.

  • Car Repairs
  • New Washing Machine
  • Unexpected Bills
  • Dental Expenses
  • Vet Fees
  • Bushfire Damage
  • Funeral Expenses

Whatever your emergency, from replacing a stolen laptop, medical expenses to funeral expenses, an emergency cash loan from Money3 could be the answer. Get started today by completing the short form above. Our personal loans team can then help guide you through the process and answer any questions you may have.

1. Subject to verification, suitability and affordability

Emergency Loan FAQs

Emergency loans are designed to help you cover urgent financial needs that you can't postpone. This can include but is not limited to car repairs, new washing machines, unexpected bills, dental expenses, vet fees, rental bonds, and even bushfire damage. If you're facing an immediate financial issue, an emergency loan could be the solution for you.

We understand that emergencies require quick action. Our application process is designed to be as fast as possible and is 100% online. The application can usually be completed in around 5 or 6 minutes. After that, we aim to review your application as fast as possible.

Our emergency cash loans application is very fast and can be completed online, usually in around 5 minutes for most people. Your fast cash loan will be automatically checked to make sure you pass our basic criteria. After that, your application will be passed to our assessment team for some final checks.  If all looks good, you will be sent a link to review and sign your loan agreement, prior to funding your loan. The whole process can be completed in around 24 to 48 hours in many cases.

Yes, we offer Emergency Loans to individuals with bad credit1. We believe in giving everyone a fair go. While we may consider your credit history, it's just one factor among many. We also look into your current financial situation and your ability to repay the loan.

You could borrow up to $30,000 with an Emergency Loan from Money3. The exact amount will depend on various factors such as your current financial situation, your ability to repay, and whether or not you can provide security on the loan.

Without security the maximum loan amount is $10,000.

Security is not mandatory for all emergency loans. You could get a personal loan1 up to $10,000 without security. However, if you want to borrow up to $30,000, providing security on your loan may be required1.

Also see our range of secured vehicle finance options from cars to motorbikes or from boats to campervans to jet skis.

Absolutely, emergency loans can be used to cover medical or funeral expenses. We understand that these are highly sensitive and urgent matters, and our customer support team will do their best to assist you in difficult times.

If you find that you can't make a payment on time, please contact us as soon as possible. We'll review your situation and work together to find a solution that's manageable for you. We're here to help get you back on track.

Rest assured, there are no hidden fees or charges for our Emergency Loans. All costs and charges will be clearly outlined in your loan contract for you to review before you sign.

See our personal loan calculator to get an idea of your loan costs.

1. Subject to verification, suitability and affordability

More Emergency Loan Options

* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

Check Out Some Other Emergency Solutions

Customers who have viewed this page and shown an interest in emergency loans, have also visited the following pages:

Example Emergency Loans Costs Chart

24 months at 16.95% APR & 37.39% Comparison Rate
36 months at 16.95% APR & 37.39% Comparison Rate
48 months at 16.95% APR & 35.44% Comparison Rate

EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,109.60 and a total repayment of $7,109.60. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 16.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 37.39%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.