Vehicle Finance up to $75,000

Finance for cars, motorbikes, caravans, boats, jet skis and more - from a dealership or private seller.

  • All Auto Vehicle Types OK
  • Cars, Bikes, Trucks, Vans...
  • Centrelink Friendly Finance*
  • Bad Credit Considered1
  • No Deposit Required
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
Young woman wearing sunglasses in the street with parked cars

Latest Money3 Vehicle Loan Reviews

Vehicle Finance with Money3

Money3 will give your application for vehicle finance a fair go, even if you have been knocked back by other lenders.

Even if you are on Centrelink benefits* or have had credit problems in the past, Money3 may still be able to offer you vehicle finance1. Our vehicle loans are available from $2,000 up to $75,000.

As responsible lenders, we will review your current financial situation and affordability when reviewing your application for pre-approval.

You Must:

  • Be Over 18 Years Old
  • Have Take Home Income or Benefits over $480 a Week1
  • Be an Australian Resident
  • Get Your Income Paid into Your Bank Account
  • Be Employed or Receiving Centrelink payments1

1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

Complete your vehicle loan application stress-free with Money3.

Get the money you need, when you need it. With our vehicle loan applications, you’re in the driver’s seat from the start.

car keys
  • Apply for your loan online

    Generally, your loan application process can be completed within 5 to 10 minutes - wherever you are!

  • We’ll take a look and get in touch

    If you meet our lending criteria and have been pre-approved, we'll set up your account and calculate your personalised interest rate and monthly repayments.

  • Pick your vehicle

    Whether it’s a secondhand motorbike or a brand-new caravan or boat — tell us what you'd like to buy, and we can take it from there.

  • Drive away

    Once you’ve decided on a vehicle and accepted our formal offer, we will make payment to the vendor on your behalf. 

    We’ll step in and organise your purchase. If all goes smoothly, you could be back on the road in under 48 hours.

Apply in minutes

1. Subject to verification, suitability and affordability

car keys

Auto & Vehicle Types

Money3 will consider most vehicle types from cars to caravans to motorbikes. Get started by selecting the type of vehicle you are looking for - it doesn't matter if the vehicle type doesn't fit our list exactly - it will give us an idea of what you are looking to finance when we review your application.

Alternatively, apply now to get started, and we'll get back to you with your pre-approval1 decision as soon as we can.

1. Subject to verification, suitability and affordability

Empowering drivers with affordable car finance.

Rest assured knowing that you're getting a fair deal. Enjoy competitive interest rates with no hidden fees or charges.

Apply in minutes

We've streamlined our finance process with easy upload options for your bank account statements.

Get up to $75,000*

We'll help you weigh up different finance options and manage your monthly repayments, to work best for you.

Drive away in 48 hrs

Once you meet our approval criteria, been approved and found the right vehicle. We can handle your purchase to get you behind the wheel faster.

Example Vehicle Finance Costs Chart

BorrowCostsRepay
$5,000$1,909$6,909
24 months at 13.95% APR & 34.16% Comparison Rate
$10,000$6,925$16,925
48 months at 13.95% APR & 29.11% Comparison Rate
$25,000$14,850$39,850
60 months at 13.95% APR & 20.38% Comparison Rate
$50,000$30,285$80,285
72 months at 13.95% APR & 17.23% Comparison Rate
$75,000$42,219$117,219
72 months at 13.95% APR & 16.15% Comparison Rate

EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.

Vehicle Loans FAQs

How much you could afford to borrow will be based on the loans' affordability. That is, how much you can afford to safely repay, each week, fortnight or month, without difficulty.

As responsible lenders, we will assess your affordability as part of your application. However, you can use our vehicle finance calculator, which will give you an estimate of the loan repayments, relative to the amount you wish to borrow.

Yes you can1. It is possible to part or fully finance your vehicle with Money3. Having a deposit saved up, can help you afford a higher priced vehicle, giving you more options.

While car finance is the most popular choice, we can finance all kinds of vehicles from new and used cars, to motorbikes, motorhomes and boats among other vehicles.

After your loan has been submitted and you get1 your pre-approval. You will be able to choose a vehicle of your choice, up to the amount you have been pre-approved for. This could be from a dealership or private vendor - it's up to you.

This is up to you. If you have already found the right vehicle, we'll work with you to get your finance across the line ASAP1 so you don't lose it. If you want to know how much you could afford to spend on a new vehicle before you start searching for vehicles, then we can help here too.

Just apply for pre-approval, and we'll let you know how much you could afford to borrow. This will help you when you are ready to start looking for vehicles.

Both dealerships and private sales are accepted. So you could get your loan approved for a new or used vehicle - it's up to you.

Yes1, the amount you can borrow is based on your affordability. Money3 is not affiliated with, or endorsed by, Services Australia. However, we do offer car loans for Centrelink customers*.

Yes, it is possible1. We look more at your current financial situation, rather than problems you may have had in the past.

Check out our bad credit car loans page, although we mention cars, other vehicles are also covered.

1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

More Vehicle Finance Options

Woman on motorbike

Motorbikes

Whether you are looking for your first bike or an upgrade, new or used from a private seller or dealership - get motorbike finance up to $75,000.

family with a campervan

Campervan Finance

With finance available up to $75,000 for both new or used campervans or motorhomes, you could soon be going places!

van on open road on a sunny day

Van Finance

Van finance available up to $75,000, whatever you need it for. Used or new vehicles considered, and we'll give you a fair go!

beautiful white boat in the sea

Boat Finance

Whether it is a speed boat, jet ski, fishing boat or sailing yacht, Money3 could help with your boat finance up to a maximum of $75,000.

Couple driving and wearing shades.

Small Car Loans

Need a smaller car loan? Our loans are available from $2,000 and go up to $75,000. Used or new cars from a dealer or private sale are considered.

Woman with straw hat in open top car on a sunny day

Bad Credit Car Loans

We'll give you a fair go, even if you've experienced credit problems in the past - with car loans available up to $75,000.