$2,000

$5,000

$50,000

Car

Bike

Caravan

Boat

Van

Trailer

Truck

Campervan

Equipment

Other Vehicles

1. Subject to verification, suitability and affordability

Latest Loan Reviews

Get Your Loan Approved¹ with Money3

Whether you are looking for a new or used car, paying for car repairs, funding your next holiday or have some unexpected bills to pay, you have come to the right place.

Money3 is a lender you can trust, with a 5 star track record (see our reviews on Trust Pilot above). We offer flexible loan options to match your financial situation and needs.

Looking for a new car can be stressful enough and a nightmare if you’ve been refused credit before. That’s why it’s important to get your car loan pre-approved, so you can get the car you want with confidence. It doesn’t matter what kind of vehicle, from used cars to new cars, or from motorbikes to campervans. Money3 offers bad credit car loans¹ up to $50,000 with everything done online.

Car Loans

Car Finance up to $50,000

1. Subject to verification, suitability and affordability

Cars

Used Cars

Trailers

Jet Skis

Trucks

Ride on Mowers

Equipment

Any Vehicle Considered - Dealer or Private Sale

If you are looking for a new or a used car, from a private seller or car dealership, Money3 could help!¹.

We offer flexible vehicle finance options from $2,000 up to $50,000 and pride ourselves on good customer service and support through your application, approval and settlement process.

All vehicle types considered from motorbikes, boats to trucks. Apply today for new or Used Car Loans¹, so after pre-approval, you can shop around for the right vehicle with confidence - knowing exactly what you can afford. If you have already found a vehicle you are interested in driving away with, get started and apply today to see how Money3 could help.

How it Works

The application process is done online and should only take you 5 to 10 minutes. As a lender who goes the extra mile to find the best way to assist you, we need to take details of your current financial position into account.
Details of your income and outgoings are required and your consent for us to review what you have disclosed to us.
After that, we require 90 days bank statements. This gives us an accurate, read-only account of your financial commitments and how much disposible income you have. We use this to work out how much you can afford to borrow and to tailor your loan term and repayments.
Once we have reviewed your application, we will¹ let you know how much money you could borrow towards your next vehicle (or personal loan).
You can then start looking for vehicles online, local dealerships or private sellers.
When you have decided on a vehicle that you'd like to buy, let us know and we can guide you through the next steps.
If all goes smoothly, you could be driving away in your next vehicle in 24 to 48 hours.
The repayment of your loan should be simple, affordable and straightforward, using Direct Debit repayments.

As a responsible lender, we not only make sure the loan is appropriate and affordable for you. We will also assist you, should your situation change or for some unforseen reason. If you experience any problems, please Contact Us, we are here to help.

Car Loans

Car Finance up to $50,000

1. Subject to verification, suitability and affordability

Example Loan Costs Chart

Platinum

19.95% APR

Silver

25.00% APR

Bronze

28.00% APR

Borrow	Costs	Repay
$5,000	$2,211	$7,211
24 Months at 19.95% APR & 35.97% Comparison Rate
$7,500	$3,316	$10,816
24 Months at 19.95% APR & 39.00% Comparison Rate
$10,000	$6,803	$16,803
36 Months at 19.95% APR & 38.18% Comparison Rate
$12,500	$8,252	$20,752
36 Months at 19.95% APR & 37.19% Comparison Rate
$15,000	$9,701	$24,701
36 Months at 19.95% APR & 36.53% Comparison Rate

EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,210.20 and a total repayment of $7,210.20. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $10,000 over three years, is 35.97% EXAMPLE: A platinum secured personal loan of $10,000 for 36 months has fees and charges totalling $6,802.97 and a total repayment of $16,802.97. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 36 months if you repay monthly, 78 fortnights or 156 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $10,000 over three years, is 38.18% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.

Borrow	Costs	Repay
$5,000	$2,557	$7,557
24 Months at 25.00% APR & 44.43% Comparison Rate
$7,500	$3,835	$11,335
24 Months at 25.00% APR & 44.43% Comparison Rate
$10,000	$7,903	$17,903
36 Months at 25.00% APR & 43.47% Comparison Rate
$12,500	$9,627	$22,127
36 Months at 25.00% APR && 42.51% Comparison Rate
$15,000	$11,351	$26,351
36 Months at 25.00% APR & 41.87% Comparison Rate

EXAMPLE: A silver unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,556.20 and a total repayment of $7,556.20. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 25.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 44.43% EXAMPLE: A silver secured personal loan of $10,000 for 36 months has fees and charges totalling $7,902.74 and a total repayment of $17,902.74. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 36 months if you repay monthly, 78 fortnights or 156 weeks. The Maximum APR is 25.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 43.47% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.>

Borrow	Costs	Repay
$5,000	$2,767	$7,767
24 Months at 28.00% APR & 47.66% Comparison Rate
$7,500	$4,150	$11,650
24 Months at 28.00% APR & 47.66% Comparison Rate
$10,000	$8,577	$18,577
36 Months at 28.00% APR & 46.62% Comparison Rate
$12,500	$10,469	$22,969
36 Months at 28.00% APR && 45.68% Comparison Rate
$15,000	$12,361	$27,361
36 Months at 28.00% APR & 45.05% Comparison Rate

EXAMPLE: A bronze unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,766.35 and a total repayment of $7,766.35. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 28.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 47.66% EXAMPLE: A bronze secured personal loan of $10,000 for 24 months has fees and charges totalling $8,576.21 and a total repayment of $18,576.21. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 36 months if you repay monthly, 78 fortnights or 156 weeks. The Maximum APR is 28.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 46.62% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.

Personal Loans up to $12,000 Online

Money3 offers personal loans up to $12,000 online.

Whether you need to borrow the money for, from car repairs, holidays, medical emergencies, weddings, vet bills or rental bonds etc., we may be able to help you. The Money3 application process is quick and easy. Even if you have had difficulty securing the right loan for you, from other lenders, we'll give you a fair go!

Personal loans without security are available up to $8,000 and with security up to $12,000.

Personal Loans

Get up to $12,000 - Any Credit Considered