Whether you are looking for a new or used car, paying for car repairs, funding your next holiday or have some unexpected bills to pay, you have come to the right place.
Money3 is a lender you can trust, with a 5 star track record (see our reviews on Trust Pilot above). We offer flexible loan options to match your financial situation and needs.
Looking for a new car can be stressful enough and a nightmare if you’ve been refused credit before. That’s why it’s important to get your car loan pre-approved, so you can get the car you want with confidence. It doesn’t matter what kind of vehicle, from used cars to new cars, or from motorbikes to campervans. Money3 offers bad credit car loans1 up to $75,000 with everything done online.
1. Subject to verification, suitability and affordability
Vehicle Finance
If you are looking for a new or a used car, from a private seller or car dealership, Money3 could help!1.
We offer flexible vehicle finance options from $2,000 up to $75,000 and pride ourselves on good customer service and support through your application, approval and settlement process.
All vehicle types considered from motorbikes, boats to trucks. Apply today for new or Used Car Loans1, so after pre-approval, you can shop around for the right vehicle with confidence - knowing exactly what you can afford. If you have already found a vehicle you are interested in driving away with, get started and apply today to see how Money3 could help.
As a responsible lender, we not only make sure the loan is appropriate and affordable for you. We will also assist you, should your situation change or for some unforeseen reason. If you experience any problems, please Contact Us, we are here to help.
1. Subject to verification, suitability and affordability
Money3 offers a variety of car loans for our customers. Depending on your financial circumstances, you may be able to access loans with lending criteria that are specific to you1. Below are some of our most common car loans options.
The Money3 car loan application process is quick and simple, and we aim to help you drive away in your dream car as soon as possible. We also have a wide selection of vehicle loans so that you can finance motorbikes, vans, caravans, trailers, and many other vehicles.
Simply confirm that you meet our standard car loan requirements and apply for a pre-approval. Once you have received a pre-approval, you can work with dealerships and private sellers to purchase your dream car1. After signing at settlement, the Money3 team can step in and finance your deal, provided there are no issues with the vehicle.
1. Subject to verification, suitability and affordability
Borrow | Costs | Repay |
---|---|---|
$5,000 | $1,909 | $6,909 |
Platinum secured personal loan for 24 months at 13.95% APR & 34.16% Comparison Rate | ||
$10,000 | $6,925 | $16,925 |
Platinum secured personal loan for 48 months at 13.95% APR & 29.11% Comparison Rate | ||
$25,000 | $14,850 | $39,850 |
Platinum secured personal loan for 60 months at 13.95% APR & 20.38% Comparison Rate | ||
$50,000 | $30,285 | $80,285 |
Platinum secured personal loan for 72 months at 13.95% APR & 17.23% Comparison Rate | ||
$75,000 | $42,219 | $117,219 |
Platinum secured personal loan for 72 months at 13.95% APR & 16.15% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
Borrow | Costs | Repay |
---|---|---|
$5,000 | $2,313 | $7,313 |
Silver secured personal loan for 24 months at 19.95% APR & 40.63% Comparison Rate | ||
$10,000 | $8,676 | $18,676 |
Silver secured personal loan for 48 months at 19.95% APR & 35.35% Comparison Rate | ||
$25,000 | $20,883 | $45,883 |
Silver secured personal loan for 60 months at 19.95% APR & 27.39% Comparison Rate | ||
$50,000 | $42,963 | $92,963 |
Silver secured personal loan for 72 months at 19.95% APR & 23.32% Comparison Rate | ||
EXAMPLE: A silver secured personal loan of $5,000 for 24 months has fees and charges totalling $2,313.37 and a total repayment of $7,313.37. The Minimum loan term is 24 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 40.63%.
EXAMPLE: A silver secured personal loan of $25,000 for 60 months has fees and charges totalling $20,883.12 and a total repayment of $45,883.12. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 27.39%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
Borrow | Costs | Repay |
---|---|---|
$5,000 | $2,661 | $7,661 |
Bronze secured personal loan for 24 months at 24.95% APR & 46.04% Comparison Rate | ||
$10,000 | $10,216 | $20,216 |
Bronze secured personal loan for 48 months at 24.95% APR & 40.60% Comparison Rate | ||
$25,000 | $25,625 | $50,625 |
Bronze secured personal loan for 60 months at 24.95% APR & 32.59% Comparison Rate | ||
$40,000 | $44,982 | $84,982 |
Bronze secured personal loan for 72 months at 24.95% APR & 29.27% Comparison Rate | ||
EXAMPLE: A bronze secured personal loan of $5,000 for 24 months has fees and charges totalling $2,660.80 and a total repayment of $7,661.80. The Minimum loan term is 24 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 46.04%.
EXAMPLE: A bronze secured personal loan of $25,000 for 24 months has fees and charges totalling $25,625.34 and a total repayment of $50,625.34. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 32.59%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
Money3 offers personal loans up to $30,000 online.
Whether you need to borrow the money for, from car repairs, holidays, medical emergencies, weddings, vet bills or rental bonds etc., we may be able to help you. The Money3 application process is quick and easy. Even if you have had difficulty securing the right loan for you, from other lenders, we'll give you a fair go!
Personal loans without security are available up to $10,000 and with security up to $30,000.
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