Car LoansCash Loans 
Car Loan Pre-Approvals up to $35,0001
Personal Loans up to $12,0001
1. Subject to verification, suitability and affordability
Whether you are looking for a new car or have some unexpected bills to pay, you have come to the right place.
Looking for a new car can be stressful enough and a nightmare if you’ve been refused credit before. That’s why it’s important to get your car loan pre-approved, so you can get the car you want with confidence. It doesn’t matter what kind of vehicle, from used cars to new cars, or from motorbikes to campervans. Money3 offers bad credit car loans1 up to $35,000 online or in store.
Money3 also offers fast cashB up to $2,000 and personal loans up to $12,000 – for people who ‘ain’t got time for that’. We believe in giving everyone a fair go, regardless of credit history, so getting approved may be easier than you think1 – even on Centrelink!
1. Subject to verification, suitability and affordability
B. Owned by Commit Co Pty Ltd Learn More
If you are looking for a new or a used car, from a private seller or car dealership, Money3 could help - even if you are on Centrelink1.
All vehicle types considered from motorbikes, boats to trucks. Apply today for your new car loan1, so after pre-approval, you can shop around for the right vehicle with confidence - knowing exactly what you can afford. If you have already found a vehicle you are interested in driving away with, get started and apply today to see how Money3 could help.
New Cars
Used Cars
Campervans
Vans
Minibuses
Motorbikes
Scooters
Utes
Trailers
Boats
Jet Skis
Trucks
Ride on Mowers
Tractors
1. Subject to verification, suitability and affordability
Money3 offers personal loans up to $12,000 online.
Whether you need to borrow the money for car repairs, a holiday, medical emergency, wedding, vet bills, rent or to help you through till your next pay cheque arrives, the Money3 application process is quick and easy.
Please Note: Money3 Corporation Limited no longer offers small amount credit contracts. Learn More.
Due to the recent acquisition of Money3 Branches Pty Ltd( Australian Credit Licence 389 268) and Money3 Services Pty Ltd( Australian Credit Licence 389 189) by Commit Co Pty Ltd, SACC loans (and others) will now be offered by Commit Co Pty Ltd (an entity which is not affiliated with Money3 Corporation Limited).
First time customers could qualify for a fast cash loan1 for up to $2,000. Even if you are on Centrelink1, have had bad credit or have been rejected for credit in the past, your application will be looked at afresh.
| Borrow | Costs | Repay |
|---|---|---|
| $500 | $160 | $660 |
| $1000 | $320 | $1320 |
| $1500 | $480 | $1980 |
| $2000 | $640 | $2640 |
|
EXAMPLE: A loan of $1,000 for 3 months has fees and charges totalling $320, Maximum APR of 70.65% and total repayments of $1320. The Maximum APR is 70.65%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
||
| Borrow | Costs | Repay |
|---|---|---|
| $500 | $220 | $720 |
| $1000 | $440 | $1440 |
| $1500 | $660 | $2160 |
| $2000 | $880 | $2880 |
| EXAMPLE: A loan of $1,000 for 6 months has fees and charges totalling $440, Maximum APR of 78.18% and total repayments of $1440. The Maximum APR is 78.18%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
||
| Borrow | Costs | Repay |
|---|---|---|
| $500 | $340 | $840 |
| $1000 | $680 | $1680 |
| $1500 | $1320 | $2820 |
| $2000 | $1360 | $3360 |
| EXAMPLE: A loan of $1,000 for 12 months has fees and charges totalling $680, Maximum APR of 79.38% and total repayments of $1680. The Maximum APR is 79.38%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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With fast cash loans( up to $2,000), there is a 20% loan establishment fee, plus a 4% monthly fee.
The minimum loan term is 10 weeks or 3 months, depending on your payment frequency.
The maximum loan term is 12 months and the Maximum APR is 79.38%
1. Subject to verification, suitability and affordability
B. Owned by Commit Co Pty Ltd Learn More
Warning about Borrowing