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Get Your Loan Approved¹ with Money3

Whether you are looking for a new or used car, or have some unexpected bills to pay, you have come to the right place.

Money3 is a lender you can trust, with a 5 star track record (see our reviews on Trust Pilot above). We offer flexible loan options to match your financial situation and we'll go the extra mile when reviewing your application, so that it suits your needs.

Looking for a new car can be stressful enough and a nightmare if you’ve been refused credit before. That’s why it’s important to get your car loan pre-approved, so you can get the car you want with confidence. It doesn’t matter what kind of vehicle, from used cars to new cars, or from motorbikes to campervans. Money3 offers bad credit car loans¹ up to $50,000 online or in store.

Money3 also offers personal loans up to $12,000. We believe in giving everyone a fair go, so getting approved may be easier than you think¹!

1. Subject to verification, suitability and affordability

Any Vehicle Considered - Dealer or Private Sale

If you are looking for a new or a used car, from a private seller or car dealership, Money3 could help!¹.

We offer flexible vehicle finance options from $2,000 up to $50,000 and pride ourselves on good customer service and support throught your application, approval and throughout your time with us.

All vehicle types considered from motorbikes, boats to trucks. Apply today for new or Used Car Loans¹, so after pre-approval, you can shop around for the right vehicle with confidence - knowing exactly what you can afford. If you have already found a vehicle you are interested in driving away with, get started and apply today to see how Money3 could help.

How it Works

1. The application process is done online and should only take you 5 to 10 minutes. As a lender who goes the extra mile to find the best way to assist you, we need to take details of your current financial situation into account.
2. Details of your income and outgoings are required, plus your consent for us to review what you have disclosed to us.
3. After that, we require 90 days bank statements.
4. This gives us an accurate, read-only account of your financial commitments and how much disposible income you have. We use this to work out how much you can affordably borrow and to tailor your loan term and repayments.
5. Once we have reviewed your application, we will¹ let you know how much money you could borrow towards your next vehicle.
6. You can then start looking for vehicles online, local dealerships or private sellers.
7. When you have decided on a vehicle that you'd like to buy, let us know and we can guide you through the next steps.
8. If all goes smoothly, you could be driving away in your next vehicle in 24 to 48 hours.
9. Repayment of your loan should be simple, affordable and straightforward, with most customers opting for Direct Debit repayments.

As a responsible lender, we not only make sure the loan is appropriate and affordable for you, but we are also here to assist, should your situation change or some unforseen emergency crops up. If you are having problems, please Contact Us, we are here to help.

1. Subject to verification, suitability and affordability

Used Cars New Cars Campervans Vans Minibuses Motorbikes Caravans Utes Trailers Boats Jet Skis Trucks Ride on Mowers Tractors

Personal Loans up to $12,000 Online

Money3 offers personal loans up to $12,000 online.

Whether you need to borrow the money for car repairs, a holiday, medical emergency, wedding, vet bills, rent or to help you through till your next pay cheque arrives, the Money3 application process is quick and easy.

Personal loans without security are available up to $8,000 and with security up to $12,000.

Example Personal Loan Costs Chart