About Us  

We believe in Giving Everyone a Fair Go!

A couple in open boot of a car in the countryside

About Us - Customer Feedback

Who is Money3?

Money3 is a specialist non-bank finance provider, offering:

  • Car loans up to $75,000 over periods of up to 72 months with a focus on great service for customers who traditional credit providers ignore. All vehicle types considered. Learn more about our Car Loans and Vehicle Finance options.
  • Personal loans up to $30,000 for many purposes including car repairs, medical expenses, holidays, weddings and other special occasions and emergencies. Learn more about our Personal Loans.

Trading since 2000 and incorporated in 2005 (now Solvar Limited), Money3 has been assisting people from all walks of life in a variety of financial circumstances. Providing vehicle finance options in Australia under the Money3 and AFS brands and in New Zealand as Go Car Finance.

We believe in giving everyone a fair go, and that everyone deserves a second chance. Assisting customers with car loans and other secured vehicle finance and personal loans.

Money3 offers its services Australia wide, with its head office based in Bundoora, Victoria.

Learn more about our 5-star service: Why Money3 and check out our Customer reviews.

Where Next?

Customers who have visited our About Us page and shown an interest in vehicle finance or personal loans, have also visited the following pages:

* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

Getting to Know Money3 - FAQs

Money3 Loans Pty Ltd is a specialist non-bank finance provider known for our commitment to offering a fair go to customers who may be overlooked by traditional credit providers. We provide car loans and vehicle finance up to $75,000 and personal loans up to $30,000 for a variety of needs including car repairs, medical expenses, holidays, and home improvements. We’ve been lending a helping hand for over 20 years.

Money3 has been a trusted provider of financial services since the year 2000, consistently delivering friendly and helpful service, and has earned a strong reputation with over 2,000 5-star reviews and a rating of 4.5 on Trust Pilot.

Solvar Limited owns Money3. It operates three core brands - Money3 and Automotive Financial Services, both in Australia, and Go Car Finance in New Zealand. You can rely on us to offer flexible vehicle and personal loans, even when other lenders may not give you a chance.



Money3 offers loans to suit a variety of needs and individual circumstances. Our customer service team will always do everything they can to support you throughout the loan application process. As a specialist provider of vehicle finance and personal loans, we will answer your questions and keep you informed at every step. Choose Money3 for a stress-free experience. We have a fast, friendly and flexible approach and believe in giving everyone a fair go.

You can contact Money3 via phone, email, Chat or by completing our Contact Us form. Our friendly Customer Care team is here to support you.



Individuals over 18 years old, residing in Australia with a weekly take-home income (including benefits) of over $480, and receiving their income directly into their bank account are welcome to apply. We also consider applications from those with bad credit or receiving Centrelink payments, subject to certain exclusions.

Money3 stands out by focusing on great service and accessibility, particularly for customers who might not meet the strict criteria of traditional lenders. We consider all vehicle types for loans and offer personalised service to cater to a diverse customer base. We'll give you a fair go!

Also see Why Money3?

Applicants can complete our online application in about 5 to 6 minutes for most customers, which involves providing personal details, income, and employment information. We use a digital system to securely process bank statements with our partner, illion. Generally, loan assessments are completed within 24 to 48 hours, during the working week, if all necessary details are provided.

Money3 operates under the Australian Credit Licence 389067 and adheres to responsible lending practices, ensuring all loan agreements are based on thorough assessments of suitability and affordability for each customer.

Partners benefit from our competitive commission structures, fast and transparent application processes, and dedicated support from our team.

To get started see our Broker Partner Program.

To see our latest job listings and learn more about the culture at Money3, visit the Money3 Jobs page, on Seek.

1. Subject to verification, suitability and affordability