Why Money3?

There's a lot to brag about when it comes to Money3!

Young woman wearing sunglasses with parked cars in the distance

We’ll Give You a Fair Go!

We are here to give you a fair go, even when other lenders may not.

Money3 will assess your application afresh, based on your current financial situation and affordability. Applications from people with little credit history, bad credit, on Centrelink benefits* or self-employed are also considered.

  • Centrelink friendly loans*
  • Bad Credit or No Credit History Considered
  • Previously Bankrupt Considered
  • Self-employed Considered
  • Money Problems in the Past Considered
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* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

5-Star Customer Service

Money3 and its staff pride itself on its customer-centric approach.

Our friendly team is always willing to listen and help its customers, whenever possible. Our team is here to support you and is available via phone, email and chat during office hours.

  • Customer Centric Company
  • Good Communication at Every Step
  • Contact Us via Email, Live Chat or Phone
  • Fast, Friendly and Flexible Approach
  • 5-Star Customer Ratings & Reviews
Customer service agent on the phone

5-Star Customer Reviews!

Fast and Friendly Application Experience

Applying for a loan with Money3 is fast and simple, with most customers completing their online application between 5 and 10 minutes.

When assessing your application, we will look into your current financial situation, whether any loan is affordable and suitable and to see how we can help you best. We’ll give you a call if there are any details we need confirming and to answer any questions you may have about how it works. Personal loans for many purposes considered1 from car repairs, unexpected bills, household repairs, medical to holidays and wedding loans. Our secured loans or car loans are available for many kinds of vehicles from dealerships to private sellers

  • Fast Online Application

    Takes around 5 minutes on average to complete

  • Automated Bank Statement Retrieval

    Via our secure and trusted partner illion

  • Fast Loan Approval Decisions

    So you can find the right vehicle as soon as possible

  • Good Communication at Every Step

    Via email, SMS and phone calls

  • Personal Loans Paid Direct to Your Account

    After your sign your contract with us

  • Secured Loans Paid Direct to The Seller

    So you can pick up your vehicle quicker

  • Loan Redraws Available

    Depending on your repayment performance1

1. Subject to verification, suitability and affordability

Our friendly customer service team listens to your individual circumstances

We understand that you are an individual, and so, we tailor your loan to meet your needs, affordability and personal circumstances.

We're here to help along the way and answer any questions you may have about the loan process, approval or repayments. Head over to our contact us page for ways to get in touch.

Customer service team on calls

Loans to Suit Your Needs

Borrowing with Money3 should be a stress-free experience, with personal loans available up to $30,000 and car loans available up to $75,0001.

Our costs and charges are available upfront, for you to review before you sign - also review your likely costs using our loan calculators. Our loan products are flexible we match repayment amounts and terms to suit your needs. Repayments are automatically set up via Direct Debit and no early repayment penalty fees to worry about.

1. Subject to verification, suitability and affordability

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A Company You Can Trust

Money3 is a specialist provider of vehicle finance to credit-worthy customers who are often under serviced or excluded by traditional lenders and banks.

We've been around since 2000, and now assist thousands of Australians with car finance and personal loans each year. We believe in responsible lending and are a member of The Australian Financial Complaints Authority (AFCA), an external dispute resolution (EDR) scheme, approved by the Australian Securities and Investments Commission (ASIC).

Why Money3?

Ready to Learn More?

* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments