Our Current Loan Reviews
Holiday Loans1 - up to $30,000
Money3 could help1 with flight tickets, taxi's, accommodation, day trips, spending money...
From dream holidays, European adventures and honeymoons to friends weddings and long weekends away, a Money3 holiday loan could be the answer.
- Flight Tickets - Cover the cost of domestic or international flights, including return fares, baggage, and seat selection.
- Accommodation - Pay for hotels, resorts, Airbnb stays, or holiday rentals - whether it’s a short stay or an extended trip.
- Car Hire - Arrange transport at your destination, from airport pick-ups to exploring at your own pace.
- Day Trips - Book tours, excursions, and experiences such as sightseeing, guided tours, or local activities.
- Spending Money - Give yourself extra flexibility for meals, entertainment, and everyday travel expenses while you’re away.
- Suitcases - Upgrade or replace luggage so you’re ready to travel comfortably and carry everything you need.
Our holiday loans1 are available up to $30,000, subject to affordability - we will consider your application even if you have a bad mark on your credit history1 file or are in receipt of benefits1. Money3 would like to give everyone a fair go, so get started by completing the short form above and our holiday loans team will be happy to guide you through the process and explain how it works.
1. Subject to verification, suitability and affordability
Example Holiday Loans Cost Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,042.12 | $7,042.12 |
| 24 months at 15.45% APR & 35.31% Comparison Rate | ||
| $7,500 | $4,858.19 | $12,358.19 |
| 36 months at 15.45% APR & 35.94% Comparison Rate | ||
| $10,000 | $6,003.44 | $16,003.44 |
| 36 months at 15.45% APR & 33.61% Comparison Rate | ||
EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,042.12 and a total repayment of $7,042.12. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 15.45%. The Comparison Rate, based on a loan of $5,000 over two years, is 35.31%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $13,739.42 and a total repayment of $38,739.42. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 12.45%. The Comparison Rate, based on a loan of $25,000 over five years, is 18.79%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
Holiday Loans FAQs
Yes it could1. Loans with bad credit are possible. Money3 will review your application and look at how much you can afford, based on your current financial situation.
Yes, we do1. However, the amount you could borrow may be less, if your income is 100% from Centrelink* and is based on how much you can safely afford.
Money3 is not affiliated with, or endorsed by, Services Australia. However, we do offer holiday loans to customers receiving Services Australia benefits.
A holiday loan with us could cover all kinds of expenses, from flight tickets, accommodation and even spending money. If you need to upgrade your luggage, camera or other expense, we may be able to assist with that too - depending on how much you can afford.
When applying, it’s a good idea to add up all the costs you’ll need to cover so you have a clear idea of how much to borrow.
Yes, you could1 use a holiday loan for both domestic and international travel.
This might include trips within Australia such as a Gold Coast getaway, a road trip along the coast, or a visit to see family interstate.
It could also be used for overseas travel, including flights to destinations like Bali, New Zealand, or Europe, along with accommodation and other related expenses.
Yes it could1. Congratulations!
Also check out our Wedding Loans as we may be able to assist with other expenses too. Including flights, accommodation, and activities - so you can plan your trip with more flexibility - depending on your affordability.
Yes, we could1. We all like a bargain and will do our best to fast track your application, so you can jump on the offer. Please explain the urgency when we call you back regarding your holiday loan application.
If something unexpected comes up while you’re away - such as additional accommodation, transport changes, or emergency expenses - you may be able to apply for extra funds1.
In these situations, you could also consider our emergency loans page for more information. With a simple application process, you could receive your application outcome quickly, so you can deal with the situation and continue your trip with less stress.
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
You may also be interested in these:
Boat Finance
Get out in the open sea with one of our boat finance loans up to $75,000.
Wedding Loans
Getting married can be expensive. Check out our wedding loans up to $30,000 to help make your special day perfect!
Campervan Finance
Take a trip whenever you like, in your campervan. We'll give you a fair go, with loans available up to $75,000.
Cash Loans up to $30,000
Cash loans to cover holiday expenses from flight tickets, accommodation, day trips and taxis to general spending money while you are on vacation.
Personal Loan Repayment Calculator
Review how much you could borrow and check your repayments with our interactive personal loan calculator, to see how affordable your loan could be.
