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Car Loans up to $35,0001

We could help you buy a used car or new car from a dealership or private seller

  • All Vehicle Types OK
  • Fast Pre-Approvals
  • Centrelink Considered1
  • Bad Credit Considered1
Vehicles, Cars & Bikes
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Recent Car Loan Reviews

Any Credit Considered1 - Car Loans up to $35,000 - Fast!

Money3 may be able to help you out with auto finance & car loans when others can't.

Even if you have been refused credit by other lenders, we'll give you a fair go. We'll look into your current situation and with your car loan pre-approval1, we'll tell you how much you can afford to borrow. Ourvehicle loans go up to $35,000 and that could be to finance any vehicle from a motorbike, truck or car to a motorboat or caravan.

At Money3 we provide a fexible service and will consider all vehicle types from new or used vehicles. You may wish to go through a dealership or via a private sale, and we can help with either option.

Get Pre-Approved Fast

Car Loans up to $35,000

How it Works

Apply Online

Web Form

Get started by completing our quick online pre-approval request form for car finance.

Once that is complete, with some details from you about your income and expenses, we can work out how much you can afford to borrow and repay. We've made it easier by allowing you to upload your bank statements and other documents to us online automatically.

Quick Apply Form

Vehicle Loans Pre-Approved up to $35,000

We'll Call You

Callback

After that, a member of our sales team will give you a call to review your application with you and answer any questions you may have.

Your Vehicle Loan Pre-Approval

Approved

Providing we have everything we need and we have been able to verify your details, we'll give you your loan pre-approval1. This tells you how much you could borrow from us. Your loan pre-approval offer is subject to final approval. This allows you to go out and find a suitable vehicle up to that amount - either new or used, from a dealership or via a private sale - it's up to you.

Find Your Vehicle

Find Your Vehicle

Once you have found a vehicle you want to finance, let us know and we'll take it from there.

If you have already found the vehicle you want to buy, even before we have given you your pre-approval, that's OK too. Get started by completing the short form above and we'll take it from there.

Drive Away

Funded Loan

After you have found your vehicle and informed us you'd like to proceed and purchase it, we will do some final checks to settle your loan. If you are purchasing your vehicle through a dealership or private seller, with your authorisation, we will make the loan payment to them.

Quick Apply Form

Vehicle Loans Pre-Approved up to $35,000

Common Questions

What is a car loan?

A car loan is a general term for a secured vehicle loan. Secured loans generally have a lower interest rate than unsecured loans, as there is less risk to the lender. As a secured loan, the vehicle you purchase is secured against the loan. With Money3, when you take out a car loan with us, the money you borrow goes direct to the seller to finance the vehicle and then the seller hands over the vehicle to you. The seller could be a showroom, dealership or private seller. All vehicle loans via Money3 are secured against the vehicle you purchase.

How do I apply for a car loan?

Get your application started by completing the short form at the top of this page, or the button below.

Your application enquiry should take about 5 minutes. We'll then review all your details and make sure any loan offer is affordable for you. Once you have your loan pre-approval offer, you can start shopping for a suitable vehicle.

Get Pre-Approved Fast

Car Loans up to $35,000

Do you provide car finance to people on Centrelink?

Yes, we do1. We look at your income as a whole, whether from Centrelink, employment or both. As long as your income is over $400 a week, we will consider your application for finance.

Can I get a car finance if I have a bad credit history?

Yes, you can1. We'll review your current situation and ability to manage your car loan repayments when evaluating how much credit you can safely manage.

To help get your car loan application approved with bad credit, you should:

  • Have a regular income over $400 a week
  • Be as honest as possible in your application
  • Avoid heavy gambling

Can I apply as a self-employed worker?

Yes you can1.

Do I need to have a deposit to qualify for vehicle finance?

No you don't. We could part or fully finance your next car purchase1. If you already have put a deposit down on a vehicle, please let us know when we give you a call.

Should I find a vehicle first, before I apply to Money3?

No, you don't have to. Sometimes it is better to know how much you can borrow, before looking at vehicles. If you already have a vehicle in mind, that is OK too. We will work with you to get the loan assessed as soon as possible.

Do you finance used or only new cars?

We are happy to finance cars and other vehicles new or used. From a dealership or a private seller.

How long is the loan term?

A number of factors go into determining the loan term. Your income and affordability, the amount you wish to borrow and your preference for a shorter or longer loan term. Generally, our vehicle loans are over 2 to 3 years, sometimes longer up to 5 years.

Can I pay off my loan early?

Yes, you can and there is no penalty for early repayment.

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