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Car Loans up to $35,0001

  • All Vehicle Types OK
  • Fast Pre-Approvals
  • Centrelink Considered1
  • Bad Credit Considered1
Vehicles, Cars & Bikes
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Any Credit Considered1 - Car Loans up to $35,000 - Fast!

Money3 may be able to help you out with auto finance & car loans when others can't.

Even if you have been refused credit by other lenders, we'll give you a fair go. We'll look into your current situation and with your car loan pre-approval1, we'll tell you how much you can afford to borrow. Our car loans go up to $35,000 and that could be to finance any vehicle from a motorbike, truck or car to a motorboat or caravan.

Get Pre-Approved Fast

Car Loans up to $35,000

How it Works

Apply Online

Web Form

Get started by completing our quick online pre-approval request form.

Once that is complete, with some details from you about your income and expenses, we can work out how much you can afford to borrow and repay. We've made it easier by allowing you to upload your bank statements and other documents to us online automatically.

Quick Apply Form

Vehicle Loans Pre-Approved up to $35,000

We'll Call You


After that, a member of our sales team will give you a call to review your application with you and answer any questions you may have.

Your Vehicle Loan Pre-Approval


Providing we have everything we need and we have been able to verify your details, we'll give you your loan pre-approval1. This tells you how much you could borrow from us. Your loan pre-approval offer is subject to final approval. This allows you to go out and find a suitable vehicle up to that amount - either new or used, from a dealership or via a private sale - it's up to you.

Find Your Vehicle

Find Your Vehicle

Once you have found a vehicle you want to finance, let us know and we'll take it from there.

If you have already found the vehicle you want to buy, even before we have given you your pre-approval, that's OK too. Get started by completing the short form above and we'll take it from there.

Drive Away

Funded Loan

After you have found your vehicle and informed us you'd like to proceed and purchase it, we will do some final checks to settle your loan. If you are purchasing your vehicle through a dealership or private seller, with your authorisation, we will make the loan payment to them.

Quick Apply Form

Vehicle Loans Pre-Approved up to $35,000

Common Questions

Do you provide car loans to people on Centrelink?

Yes, we do1. We look at your income as a whole, whether from Centrelink, employment or both. As long as your income is over $400 a week, we will consider your application.

Can I get a car loan if I have a bad credit history?

Yes, you can1. We'll review your current situation and ability to manage your car loan repayments when evaluating how much credit you can safely manage.

Can I apply as a self-employed worker?

Yes you can1.

Do I need to have a deposit to qualify for vehicle finance?

No you don't. We could part or fully finance your next car purchase1.

Should I find a vehicle first, before I apply to Money3?

No, you don't have to. Sometimes it is better to know how much you can borrow, before looking at vehicles. If you already have a vehicle in mind, that is OK too. We will work with you to get the loan assessed as soon as possible.

Do you finance used or only new cars?

We are happy to finance cars and other vehicles new or used. From a dealership or a private seller.

How long is the loan term?

A number of factors go into determining the loan term. Your income and affordability, the amount you wish to borrow and your preference for a shorter or longer loan term. Generally, our car loans are over 2 to 3 years, sometimes longer up to 5 years.

Can I pay off my loan early?

Yes, you can and there is no penalty for early repayment.

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