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With Money3, you could get your car loan pre-approved1 for up to $35,000. All vehicle types are considered and that includes second hand or used cars. You may already have found the car you are interested in purchasing or you may first simply want to know how much you can afford to borrow, before going out to a dealership to test drive the vehicle. Either way, Money3 may be able to help1.
If you already have a used car in mind, either from a dealership, friend or private seller, the first step is to get your loan pre-approved1 by Money3, so you know exactly how much you can afford and you can negotiate the best price for your vehicle with confidence. Your loan pre-approval offer is subject to final approval.
Money3 will consider all types of used vehicles from cars to caravans or even boats!
If you are concerned about getting your loan pre-approved, Money3 will give you a fair go1. Unlike other lenders and high street banks, we will look at your individual circumstances when reviewing your application, your current financial situation and your ability to repay.
If your current financial situation is not perfect, Money3 may still be able to help. So if you are on Centrelink or have had bad credit in the past, we'll take a fresh look at your application when considering your loan request.
As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.
1. Subject to verification, suitability and affordability
Whether you are browsing websites such as CarSales.com.au or Gumtree.com.au, a private seller or a dealership to find your used car; Money3 can assist in all these situations1. Once you have your loan pre-approval, you can find your vehicle with confidence, agree on a sale price and then let us know the details of the vehicle you'd like to purchase.
We'll guide you through the process from here, so you can start driving away with your as good as 'new' car.
We can't help you find your vehicle, but when you have a confirmed loan offer from us1, you will know how much you could spend on a car or other vehicle. This will put you in a better position when checking out suitable vehicles online or with your local dealerships.
Yes, we do. Whatever the vehicle from used motorbikes to used motorhomes, Money3 could help1.
No, that's not necessary. Dealerships, private sellers, online or other sellers are considered.
Yes, you can, but you don't have to. Sometimes it is better to know how much you can borrow, before looking at vehicles. If you already have a vehicle in mind, that is OK too. We will work with you to get the loan assessed as soon as possible.
Yes, we do1. We look at your income as a whole, whether from Centrelink, employment or both. As long as your income is over $400 a week, we will consider your application.
Yes, you can1. We'll review your current situation and ability to manage your car loan repayments when evaluating how much credit you can safely manage.
1. Subject to verification, suitability and affordability
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