Used Car Loans

With Money3, you could get your car loan pre-approved¹ for up to $35,000. All vehicle types are considered and that includes second hand or used cars. You may already have found the car you are interested in purchasing or you may first simply want to know how much you can afford to borrow, before going out to a dealership to test drive the vehicle. Either way, Money3 may be able to help¹.

So How Does it Work?

If you already have a used car in mind, either from a dealership, friend or private seller, the first step is to get your loan pre-approved¹ by Money3, so you know exactly how much you can afford and you can negotiate the best price for your vehicle with confidence. Your loan pre-approval offer is subject to final approval.

Money3 will consider all types of used vehicles from cars to caravans or even boats!

Getting Pre-Approved

If you are concerned about getting your loan pre-approved, Money3 will give you a fair go¹. Unlike other lenders and high street banks, we will look at your individual circumstances when reviewing your application, your current financial situation and your ability to repay.

If your current financial situation is not perfect, Money3 may still be able to help. So if you are on Centrelink or have had bad credit in the past, we'll take a fresh look at your application when considering your loan request.

As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.

• Be Over 18 Years Old
• Income or Benefits over $400 a Week¹
• Be an Australian Resident
• Get Your Income Paid into Your Account
• Be Employed or Receiving Centrelink¹

1. Subject to verification, suitability and affordability

Getting Your Vehicle

Whether you are browsing websites such as CarSales.com.au or Gumtree.com.au, a private seller or a dealership to find your used car; Money3 can assist in all these situations¹. Once you have your loan pre-approval, you can find your vehicle with confidence, agree on a sale price and then let us know the details of the vehicle you'd like to purchase.

• City Cars
• Sedans
• Hatchbacks
• Convertibles
• Compact Cars
• Station Wagons
• Hybrid Cars
• Electric Cars
• Luxury Cars
• Crossover Vehicles
• Coupes

We'll guide you through the process from here, so you can start driving away with your as good as 'new' car.

New Cars Used Cars Motorbikes Scooters Vans Minibuses Campervans Utes Trailers Boats Jet Skis Trucks Ride on Mowers Tractors

Also see:

Vehicle FinanceNew Car LoansUte LoansSingle Parent Car LoansPensioner Car LoansBad Credit Car LoansSecond Chance Car Loans