Car Loans
Personal Loans
Call Us on
1300 014 870
HomeCar LoansCash LoansPersonal LoansContact UsBranch Locator

Used Car Loans up to $35,0001

  • All Vehicle Types OK
  • Private Sale or Dealership
  • Centrelink Considered1
  • Bad Credit History Considered1

1. Subject to verification, suitability and affordability

Used Cars
Man with thumb up
Trustpilot
Title

Used Car Loans

With Money3, you could get your car loan pre-approved1 for up to $35,000. All vehicle types are considered and that includes second hand or used cars. You may already have found the car you are interested in purchasing or you may first simply want to know how much you can afford to borrow, before going out to a dealership to test drive the vehicle. Either way, Money3 may be able to help1.

So How Does it Work?

If you already have a used car in mind, either from a dealership, friend or private seller, the first step is to get your loan pre-approved1 by Money3, so you know exactly how much you can afford and you can negotiate the best price for your vehicle with confidence. Your loan pre-approval offer is subject to final approval.

Money3 will consider all types of used vehicles from cars to caravans or even boats!

Getting Pre-Approved

If you are concerned about getting your loan pre-approved, Money3 will give you a fair go1. Unlike other lenders and high street banks, we will look at your individual circumstances when reviewing your application, your current financial situation and your ability to repay.

If your current financial situation is not perfect, Money3 may still be able to help. So if you are on Centrelink or have had bad credit in the past, we'll take a fresh look at your application when considering your loan request.

Get Pre-Approved Fast

Used Car Loans up to $35,000

As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.

1. Subject to verification, suitability and affordability

Getting Your Vehicle

Whether you are browsing websites such as CarSales.com.au or Gumtree.com.au, a private seller or a dealership to find your used car; Money3 can assist in all these situations1. Once you have your loan pre-approval, you can find your vehicle with confidence, agree on a sale price and then let us know the details of the vehicle you'd like to purchase.

We'll guide you through the process from here, so you can start driving away with your as good as 'new' car.

Get Pre-Approved Fast

Used Car Loans up to $35,000

Common Questions

Can Money3 help find me a used car?

We can't help you find your vehicle, but when you have a confirmed loan offer from us1, you will know how much you could spend on a car or other vehicle. This will put you in a better position when checking out suitable vehicles online or with your local dealerships.

Does Money3 lend against other used vehicles, such as Motorbikes or Motorhomes?

Yes, we do. Whatever the vehicle from used motorbikes to used motorhomes, Money3 could help1.

Do I have to go through a dealership?

No, that's not necessary. Dealerships, private sellers, online or other sellers are considered.

Should I find a vehicle first, before I apply to Money3?

Yes, you can, but you don't have to. Sometimes it is better to know how much you can borrow, before looking at vehicles. If you already have a vehicle in mind, that is OK too. We will work with you to get the loan assessed as soon as possible.

Do you provide used car loans to people on Centrelink?

Yes, we do1. We look at your income as a whole, whether from Centrelink, employment or both. As long as your income is over $400 a week, we will consider your application.

Can I get a car loan if I have a bad credit history?

Yes, you can1. We'll review your current situation and ability to manage your car loan repayments when evaluating how much credit you can safely manage.

1. Subject to verification, suitability and affordability

Also see:

Vehicle FinanceNew Car LoansUte LoansSingle Parent Car LoansPensioner Car LoansBad Credit Car LoansSecond Chance Car Loans