If you are considering getting a new or even a used ute, then Money3 could help. We like to give everyone a fair go - regardless of your credit history1. If you have a bad mark on your credit file or even no credit history, we may be able to help. Customers receiving Centrelink benefits are also welcome to apply for a ute loan with us. See below our basic criteria for our secured ute loans.
1. Subject to verification, suitability and affordability
You are welcome to apply with us before or after you have found your next ute. The advantage of applying with us before you start researching vehicles is that when you apply online, we can then give you your loan quote1. With your loan quote, you'll be able to research vehicles you are interested inwith the confidence of knowing how much you'll be able to afford.
Money3 can finance vehicles from dealerships, showrooms, private sellers or wherever - new or used vehicles are also considered. So, as soon as you have a vehicle that you're interested in buying, let us know and we'll be able to review your application. If your financial situation hasn't changed1, we should be able to proceed very quickly. Get started with your pre-approval quote now and you could be driving away in your new ute sooner than you think!
1. Subject to verification, suitability and affordability
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| Platinum secured personal loan for 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| Platinum secured personal loan for 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| Platinum secured personal loan for 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| Platinum secured personal loan for 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| Platinum secured personal loan for 72 months at 13.95% APR & 16.15% Comparison Rate | ||
|
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
||
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,313 | $7,313 |
| Silver secured personal loan for 24 months at 19.95% APR & 40.63% Comparison Rate | ||
| $10,000 | $8,676 | $18,676 |
| Silver secured personal loan for 48 months at 19.95% APR & 35.35% Comparison Rate | ||
| $25,000 | $20,883 | $45,883 |
| Silver secured personal loan for 60 months at 19.95% APR & 27.39% Comparison Rate | ||
| $50,000 | $42,963 | $92,963 |
| Silver secured personal loan for 72 months at 19.95% APR & 23.32% Comparison Rate | ||
|
EXAMPLE: A silver secured personal loan of $5,000 for 24 months has fees and charges totalling $2,313.37 and a total repayment of $7,313.37. The Minimum loan term is 24 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 40.63%.
EXAMPLE: A silver secured personal loan of $25,000 for 60 months has fees and charges totalling $20,883.12 and a total repayment of $45,883.12. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 27.39%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,661 | $7,661 |
| Bronze secured personal loan for 24 months at 24.95% APR & 46.04% Comparison Rate | ||
| $10,000 | $10,216 | $20,216 |
| Bronze secured personal loan for 48 months at 24.95% APR & 40.60% Comparison Rate | ||
| $25,000 | $25,625 | $50,625 |
| Bronze secured personal loan for 60 months at 24.95% APR & 32.59% Comparison Rate | ||
| $40,000 | $44,982 | $84,982 |
| Bronze secured personal loan for 72 months at 24.95% APR & 29.27% Comparison Rate | ||
|
EXAMPLE: A bronze secured personal loan of $5,000 for 24 months has fees and charges totalling $2,660.80 and a total repayment of $7,661.80. The Minimum loan term is 24 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 46.04%.
EXAMPLE: A bronze secured personal loan of $25,000 for 24 months has fees and charges totalling $25,625.34 and a total repayment of $50,625.34. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 32.59%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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If you meet our eligibility criteria and pass our assessment process, we may provide you with a pre-approval loan quote up to $75,000 that you can take to a dealership, showroom, private seller etc.
Once approved, we pay for the vehicle on your behalf. You can then make weekly, fortnightly, or monthly repayments, the total of which will depend on the amount you borrow, the interest rate, and associated fees.
Yes, you could access Isuzu ute finance deals via Money3 to get behind the wheel of a high-performing and reliable Isuzu ute. We have no limit on the make or model of ute that you purchase with one of our loans, so you can have total freedom to select the vehicle you want without compromise.
They are functionally the same. A chattel mortgage is an older term for a secured loan where the vehicle or equipment you are purchasing acts as security for the loan and is designed for work purposes.
Before we can process your finance enquiry, we will need some basic information from you including your employment and contact details (valid email, phone number, full name), your home address, your income and a list of your regular expenses (such as monthly utility bills and rent). You can also supply your driver’s license to speed up your application. Due to our obligations as a responsible lender, we will also need you to send us 90 days of bank statements, which can easily be provided online in a couple of minutes via our partner illion.
Yes, you can! At Money3 we don’t charge any early repayment fees, so if you would like to pay off the rest of your loan in full there’s no penalty for doing so.
At Money3, our belief in giving everyone a fair go extends even after your loan is approved. We know that unexpected events may arise at an inconvenient time and may make it difficult for you to make your repayments.
If you know that you will have difficulty with your repayments, get in touch with our team on 1300 014 870, email us at customercare@money3.com.au, or fill out the Member Support contact form.
1. Subject to verification, suitability and affordability
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ABN 36 108 979 406 / Australian Credit Licence 389 067
Call us on 1300 014 870.
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