Why Choose Money3?

We’ll Give You a Fair Go!

We are here to give you a fair go¹, even when other lenders may not. Money3 will assess your application afresh, based on your current financial situation and affordability. Applications from people with little credit history, bad credit, on Centrelink or self-employed are also considered.

• Centrelink Considered
• Bad Credit or No Credit History Considered
• Previously Bankrupt Considered
• Self-employed Considered
• Money Problems in the Past Considered

1. Subject to verification, suitability and affordability

5 Star Customer Service

Money3 and its staff pride itself on its customer centric approach. Our friendly team is always willing to listen and help its customers, whenever possible. Our team is here to support you and is available via phone, email and chat during office hours.

• Customer Centric Company
• Good Communication at Every Step
• Contact Us via Email, Live Chat or Phone
• Fast, Friendly and Flexible Approach
• 5 Star Customer Ratings & Reviews

Review stats last updated on 07/06/2023

Fast and Friendly Application Experience

Applying for a loan with Money3 is fast and simple, with most customers completing their online application between 5 and 10 minutes. When assessing your application, we will look into your current financial situation, whether any loan is affordable and suitable and to see how we can help you best. We’ll give you a call if there are any details we need confirming and to answer any questions you may have about how it works. Personal loans for many purposes considered¹ from car repairs, unexpected bills, household repairs, medical to holidays and wedding loans. Our secured loans or car loans are available for many kinds of vehicles from dealerships to private sellers.

• Fast Online Application
• Automated Bank Statement Retrieval
• Fast Loan Approval Decisions
• Good Communication at Every Step
• Personal Loans Paid Direct to Your Account
• Secured Loans Paid Direct to The Seller
• Loan Redraws Available¹

1. Subject to verification, suitability and affordability

Loans to Suit Your Needs

Borrowing with Money3 should be a stress-free experience, with personal loans available up to $30,000 and car loans available up to $75,000¹. Our costs and charges are available upfront and also on your loan contract, for you to review before you sign. Our loan products are flexible with repayment amounts and terms flexible to suit your needs. Repayments can be automatically set up via Direct Debit and there are no early repayment penalty fees to worry about.

• Personal Loans up to $30,000
• Car Loans and Vehicle Finance up to $75,000
• Transparent Costs and Charges
• Flexible Loan Options to Suit Your Needs¹
• Easy Repayments by Direct Debit
• Affordable and Flexible Repayments
• No Early Repayment Penalty Fees
• Loan Redraws Available

1. Subject to verification, suitability and affordability

A Company You Can Trust

Money3 is a specialist provider of vehicle finance to credit-worthy customers who are often underserviced or excluded by traditional lenders and banks. We've been around since 2000, and now assist thousands of Australians with car finance and personal loans each year. We believe in responsible lending and are a member of The Australian Financial Complaints Authority (AFCA), an external dispute resolution (EDR) scheme, approved by the Australian Securities and Investments Commission (ASIC).

Author: Craig Harris
General Manager Australian Lending Operations at Money3
Last updated 21/02/2023

Learn more: About Us.

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