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Car Finance Melbourne up to $50,000

Get fast and flexible car finance in Melbourne up to $50,000 with Money3

  • All Auto Vehicle Types OK
  • Cars, Bikes, Trucks, Vans...
  • Centrelink Considered1
  • Bad Credit Considered1
  • No Deposit Required
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Latest Loan Reviews

Apply for Car Finance in Melbourne with Money3

Money3 could help you get on the road in your next car.

Money3 could provide up to $50,000 to purchase a car from any dealership or private seller in Melbourne1.

We’ll consider your application even if you’ve been knocked back by other lenders. That’s right, even if you receive Centrelink income or have bad credit history, you could still get a car loan with Money31.

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Car Finance in Melbourne up to $50,000

All Vehicle Types Considered

Although we mainly deal in car loans, Money3 considers most vehicle types.

Whether you’re simply after a New Car, Motorcycle or Truck, or you want something more interesting like a Campervan, Trailer or even a Bat - we could provide you with up to $50,000 towards your purchase1.

Get started by selecting the type of vehicle you want below.

Vehicle Finance

Money3 could provide you with pre-approval for your car loan1. Pre-approval allows you to browse offers from dealerships and private sellers around Melbourne knowing exactly what loan amount you can afford.

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Car Finance in Melbourne up to $50,000

New or Used - Choose the Right Car For You

Whether you’re after a basic second-hand car or want to get something new, flashy and feature-packed, Money3 could help. Feel free to browse any dealership or private car sales website you wish when looking for your next new or used car.

We could help finance any used or new car you want1, including:

  • New Cars
  • Used Cars
  • Sedans
  • Hatchbacks
  • Convertables
  • Utes
  • Station Wagons
  • Hybrid Cars
  • Electric Cars
  • Luxury Cars
  • Cossover Vehicles
  • Coupes
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Car Finance in Melbourne up to $50,000

Who’s Eligible for Car Finance in Melbourne?

Money3’s car loans are open to anyone who meets our basic eligibility criteria. To apply, you must:

  • Be Over 18 Years Old
  • Have Take Home Income or Benefits over $425 a Week1
  • Be an Australian Resident
  • Get Your Income Paid into Your Account
  • Be Employed or Receiving Centrelink1

As a responsible lender, Money3 can only provide pre-approval for a car loan after reviewing your current financial situation and affordability.

Example Car Finance in Melbourne Costs Chart

Platinum
19.95% APR
Silver
25.00% APR
Bronze
28.00% APR
Borrow Costs Repay
$5,000 $2,211 $7,211
24 Months at 19.95% APR & 35.97% Comparison Rate
$7,500 $3,316 $10,816
24 Months at 19.95% APR & 39.00% Comparison Rate
$10,000 $6,803 $16,803
36 Months at 19.95% APR & 38.18% Comparison Rate
$12,500 $8,252 $20,752
36 Months at 19.95% APR & 37.19% Comparison Rate
$15,000 $9,701 $24,701
36 Months at 19.95% APR & 36.53% Comparison Rate
Borrow Costs Repay
$5,000 $2,557 $7,557
24 Months at 25.00% APR & 44.43% Comparison Rate
$7,500 $3,835 $11,335
24 Months at 25.00% APR & 44.43% Comparison Rate
$10,000 $7,903 $17,903
36 Months at 25.00% APR & 43.47% Comparison Rate
$12,500 $9,627 $22,127
36 Months at 25.00% APR && 42.51% Comparison Rate
$15,000 $11,351 $26,351
36 Months at 25.00% APR & 41.87% Comparison Rate
Borrow Costs Repay
$5,000 $2,767 $7,767
24 Months at 28.00% APR & 47.66% Comparison Rate
$7,500 $4,150 $11,650
24 Months at 28.00% APR & 47.66% Comparison Rate
$10,000 $8,577 $18,577
36 Months at 28.00% APR & 46.62% Comparison Rate
$12,500 $10,469 $22,969
36 Months at 28.00% APR & 45.68% Comparison Rate
$15,000 $12,361 $27,361
36 Months at 28.00% APR & 45.05% Comparison Rate

Why Apply With Money3?

Money3 will give you a fair go1.

At Money3, we take a fair, common-sense approach to lending, which means we can be more flexible in who we can help. We specialise in providing car finance options to Melbournians with irregular financial circumstances who typically get rejected by other lenders.

We accomplish this while remaining faithful to our obligations as responsible lenders. We believe that receiving Centrelink income or having bad credit history shouldn’t prevent you from accessing car finance. We also believe in lending only to those we know can comfortably afford the loan.

The team at Money3 is eager to help you get on the road in your next new or used car. If you meet our eligibility criteria, apply today using the form on this page or click the link below.

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Car Finance in Melbourne up to $50,000

Frequently Asked Questions

Can I partially finance a car with Money3?

Yes, with a car loan from Money3, you can pay for all or part of the vehicle purchase.

Can I buy privately, or do I need to go through a dealership?

If you find a great deal from a private seller, we can certainly help you. Private sales and dealerships are both OK.

Should I submit my car loan application before or after I find a vehicle?

You can apply with Money3 anytime you wish. If you’ve already found a vehicle you want to purchase, let us know when you apply to see if we can finance part or all of the cost. Alternatively, you could get pre-approval for a car loan from Money31 so you know what you can afford before you go looking for a new or used car.

What kind of vehicles can Money3 provide finance for?

Money3 can provide you with pre-approval for almost any vehicle type1, whether you’re looking at new cars, used cars, or even something like a caravan or boat.

Do you charge any early repayment fees on car loans?

No, there are no early repayment fees with Money3. If you would like to pay back the remainder of your loan amount early, there is no downside to doing so.

Does Money3 provide personal loans?

Yes, apart from helping Melbourne residents with car loans, we can also provide personal loans up to $12,000.

How is Money3 different to other lenders providing car finance in Melbourne?

We could provide you with a car loan when other lenders can’t or won’t1. If you receive Centrelink income or have bad credit history, many other lenders will refuse to lend to you because they classify you as a high-risk borrower.

At Money3, we believe in giving everyone a fair go when it comes to securing car loans or other financial products. We’ll consider your loan application even if you receive government benefits or have a low credit score1. Our concern is whether or not the loan is suitable and affordable to you based on your current financial situation.

Money3 is a responsible lender regulated by ASIC. Our Australian Credit Licence is 389 782.

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