Never share your login details, PIN, or personal information via email or phone. We will never ask for these details, unless you call us directly.
Protect Your Identity
Identity theft can have serious financial consequences. Learn the warning signs and how to protect your personal information from cybercriminals.
Warning Signs:
- Unexpected bills or accounts
- Missing mail or statements
- Unfamiliar transactions
- Credit report changes
Secure Your Accounts
Strong security practices are your first line of defence. Use unique passwords, enable two-factor authentication, and keep your devices updated.
Security Checklist:
- ✓ Use unique, strong passwords
- ✓ Enable two-factor authentication
- ✓ Keep software updated
- ✓ Be cautious with public Wi-Fi
Recognise Scams
Scammers are becoming more sophisticated. Learn to identify common scam tactics and protect yourself from financial fraud.
Common Scam Types:
- Phishing emails & SMS
- Fake investment opportunities
- Romance scams
- Tech support scams
Monitor Your Credit
Regular credit monitoring helps you spot unauthorised activity early. Check your credit report regularly and set up alerts for changes.
Free credit report sources:
- Get your free annual report
- Set up credit monitoring alerts
- Review regularly for accuracy
- Dispute any errors promptly
Report & Recover
If you suspect identity theft, act quickly. The faster you respond, the better your chances of limiting the damage and recovering your identity.
Immediate steps:
- Contact your bank and credit providers
- Report to ACORN (police)
- Check your credit report
- Update passwords and security
Enhanced Protection
Consider additional identity protection services for comprehensive monitoring and recovery assistance if identity theft occurs.
Protection features:
- 24/7 credit monitoring
- Identity theft insurance
- Recovery assistance
- Dark web monitoring
Additional Resources & Support
Access official government resources and support services to stay informed and get help when you need it.
- Australian Cyber Security Centre - Official government cyber security guidance
- Report Cyber Incidents - Report cyber-crimes and security incidents
- Scamwatch - ACCC's official scam reporting service
- IDCARE - Free identity theft recovery service
- Privacy Policy - How we protect your personal information
- Disclosure Documents - Important terms and conditions
Get in Touch
- Report a suspicious email from Money3
- Report unusual or unauthorised activity
- Report identity fraud
You can reach our team on: 1300 014 870
Top Financing Options
Car Loans
Car finance is available up to $75,000 and no deposit is needed. Used or new vehicles considered. We'll give you a fair go!
Car Loans for Bad Credit Customers
Bad credit car finance is available up to $75,000 with fast pre-approvals.
Car Loans on Centrelink*
We'll give you a fair go and factor in your income from all sources including benefits to make sure your loan is affordable, and your repayments are manageable.
Other Vehicle Finance
Interested in a caravan, camper trailer, motorbike, jet ski or another vehicle? We have vehicle loan options available up to $75,000 with bad credit or Centrelink* considered!
Caravan Finance
Make the dream real, whether it is a caravan, campervan or camper trailer. Finance is available up to $75,000.
Personal Loans
Personal loans up to $30,000 for car repairs, holidays to home improvements, medical and dental and other emergencies.
Centrelink Friendly* Loans
If you take home benefits, you could still qualify for a loan with us. Your income from benefits could help get your loan approved. We'll give you a fair go!
Loans for Bad Credit Customers
Even with a bad credit history, we'll give you a fair go with affordable loan terms that match your needs.
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
