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Personal Loan Calculator

Latest Personal Loan Reviews

Repayment Calculator

Before applying for a personal loan, it is a good idea to use our loan calculator above. It will give you a good indication of your weekly repayments, based on the amount you wish to borrow. It will also allow you to see how long the loan will last, or the term of the loan. Personal loans with Money3 are generally over a 2 year period, when borrowing under $6,000, however in some cases the loan may be over 3 years, depending on your affordability. Personal loans over $6,000 are generally over a 3 year term.

If you are interested in a secured loan with Money3, click on the 'Car Loans' tab above, when using the calculator. As the loan will be secured, usually against a vehicle, the loan rate is generally lower than a similar personal loan without security with Money3. Also, while our personal loans range from $2,000 up to $12,000, our car loans or secured loans can go up to $50,0001, depending on the affordability of the loans.

Personal Loans

Get up to $12,000 - Any Credit Considered

Common Questions

What is a loan calculator?

A loan calculator is a tool which allows you to estimate what your repayments would be, based on the amount of money you wish to borrow.

How do I use the calculator?

The personal loan calculator tool above can give you a good estimate what your repayments would be2, based on the amount you wish to borrow. Simpy select your repayment frequency, for example, select weekly if you are paid weekly and monthly if you are paid monthly. Next move the loan slider left or right to choose a loan amount. The calculator will then display an estimate of what your repayments would be for the amount borrowed.

How can I get an idea of the total costs of my loan?

See the Example Loan Costs Chart below to get an indication of the costs for your loan with Money3.

Example Loan Costs Chart

Platinum
19.95% APR
Silver
25.00% APR
Bronze
28.00% APR
Borrow Costs Repay
$5,000 $2,211 $7,211
24 Months at 19.95% APR & 35.97% Comparison Rate
$7,500 $3,316 $10,816
24 Months at 19.95% APR & 39.00% Comparison Rate
$10,000 $6,803 $16,803
36 Months at 19.95% APR & 38.18% Comparison Rate
$12,500 $8,252 $20,752
36 Months at 19.95% APR & 37.19% Comparison Rate
$15,000 $9,701 $24,701
36 Months at 19.95% APR & 36.53% Comparison Rate
Borrow Costs Repay
$5,000 $2,557 $7,557
24 Months at 25.00% APR & 44.43% Comparison Rate
$7,500 $3,835 $11,335
24 Months at 25.00% APR & 44.43% Comparison Rate
$10,000 $7,903 $17,903
36 Months at 25.00% APR & 43.47% Comparison Rate
$12,500 $9,627 $22,127
36 Months at 25.00% APR && 42.51% Comparison Rate
$15,000 $11,351 $26,351
36 Months at 25.00% APR & 41.87% Comparison Rate
Borrow Costs Repay
$5,000 $2,767 $7,767
24 Months at 28.00% APR & 47.66% Comparison Rate
$7,500 $4,150 $11,650
24 Months at 28.00% APR & 47.66% Comparison Rate
$10,000 $8,577 $18,577
36 Months at 28.00% APR & 46.62% Comparison Rate
$12,500 $10,469 $22,969
36 Months at 28.00% APR & 45.68% Comparison Rate
$15,000 $12,361 $27,361
36 Months at 28.00% APR & 45.05% Comparison Rate

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