Medical Loans up to $30,000

Medical loans up to $10,000 and up to $30,000 with security on your loan1

  • Dental, Cosmetic & Medical
  • Hospital & Travel Costs
  • Bad Credit Considered1
  • Fast Online Application
1. Subject to verification, suitability and affordability
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We'll Give You a Fair Go!

Some Healthy Customer Reviews

Medical Loans1 - up to $30,000

Money3 may be able to assist with your medical, cosmetic or dental expenses with a medical loan.

Whether the procedure you are considering is urgent and unexpected or elective and cosmetic; most medical and dental procedures are expensive and often unplanned. If you are in receipt of benefits1 or have had some form of bad credit1 in the past, then getting your loan approved may make the whole process even more difficult - elsewhere!

Hospital bills, IVF, laser eye surgery, plastic surgery, implants, root canals, dental crows, braces and many more procedures can be huge expenses and require loans in order to proceed.

  • Dental Expenses - root canal treatment, dental crowns, braces, fillings
  • Hospital Bills & Travel Costs
  • Laser Eye Surgery
  • Plastic Surgery
  • Medication
  • Consultation
  • IVF

Money3 likes to 'give everyone a fair go', so even if you have been knocked back by other lenders, we'll review your application afresh. The easiest way to get started is to apply online right now by completing the short form above. We'll then be able to get back to you and go through how everything works.

1. Subject to verification, suitability and affordability

Example Medical Loans Costs Chart

BorrowCostsRepay
$5,000$2,110$7,110
24 months at 16.95% APR & 37.39% Comparison Rate
$7,500$5,042$12,542
36 months at 16.95% APR & 37.39% Comparison Rate
$10,000$6,427$16,247
48 months at 16.95% APR & 35.44% Comparison Rate

EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,109.60 and a total repayment of $7,109.60. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 16.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 37.39%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.

Medical Loans FAQs

Yes it can1. We understand that the cost of many elective procedures can be much cheaper overseas. The loan could cover some or all of your costs from flights, accommodation, treatment, consultation and medication.

If you have a medical invoice or quote that will help speed up your application, but it is not necessary in order to get pre-approved with Money3. If you want to find out how much you could borrow first, before researching treatment and comparing costs, apply online for your pre-approval quote. We will generally need some proof such as a quote or invoice later, before we can settle your loan.

The amount you apply for isn't always the amount your loan may be approved for. Even then the amount you are approved for may be more than you need. When you know how much your treatment is likely to cost, we can finalise your loan contract, so you are not borrowing more than you need.

Yes you could1. Your weekly income must be over $480 and could come from either benefits, earnings or both.

Money3 is not affiliated with, or endorsed by, Services Australia. However, we do offer medical loans to customers receiving benefit payments.

Yes, we may be able to help either before or after treatment1. If you already have a medical bill, we may need to see that as part of your application. Our customer service staff may request this, once you have completed your online application.

Yes, you could1. With Money3, we will consider your application for medical treatment or expenses even with a bad credit history. See our bad credit loans for medical loans up to $30,000.

1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments