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Single Parent Loans up to $30,000

Personal loans up to $10,000 and up to $30,000 with security on your loan1

  • Unsecured Loans up to $10,0001
  • Secured Loans up to $75,0001
  • Centrelink Considered1
  • Any Credit Considered1

1. Subject to verification, suitability and affordability.

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Single Parent Loans

The good news is that Money3 likes to give everyone a fair go1 - even you!
As a single parent, Money3 will consider your application as long as your income, either from earnings or Centrelink is $2,0801 a month or more.

Whatever the loan purpose, from emergency repairs, holidays, rental bonds to medical or dental expenses, get started using the form above. For our secured vehicle loans, please see our Single Parent Car Loans page for more details.

To Qualify, you must:

  • Be Over 18 Years Old
  • Have Take Home Income or Benefits over $480 a Week1
  • Be an Australian Resident
  • Get Your Income Paid into Your Bank Account
  • Be Employed or Receiving Centrelink payments1
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Single Parent Loans up to $30,000

As a single parent, we will consider your application, even if:

  • You are receiving disability or parenting pension payments
  • You have been refused credit elsewhere
  • You have retired and are on a pension
  • You don't have a good credit history
  • You are receiving Centrelink income1

1. Subject to verification, suitability and affordability

Example Single Parent Loans Costs Chart

Platinum
16.95% APR
Silver
22.95% APR
Bronze
24.95% APR
Borrow Costs Repay
$5,000 $2,110 $7,110
Platinum unsecured personal loan for 24 months at 16.95% APR & 37.39% Comparison Rate
$7,500 $5,042 $12,542
Platinum unsecured personal loan for 36 months at 16.95% APR & 37.79% Comparison Rate
$10,000 $6,247 $16,247
Platinum unsecured personal loan for 48 months at 16.95% APR & 35.44% Comparison Rate
EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,109.60 and a total repayment of $7,109.60. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 16.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 37.39%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.
Australian Credit Licence 389 067
Borrow Costs Repay
$5,000 $2,521 $7,521
Silver unsecured personal loan for 24 months at 22.95% APR & 43.88% Comparison Rate
$7,500 $6,017 $13,517
Silver unsecured personal loan for 36 months at 22.95% APR & 44.03% Comparison Rate
$10,000 $7,534 $17,534
Silver unsecured personal loan for 48 months at 22.95% APR & 41.71% Comparison Rate
EXAMPLE: A silver unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,520.67 and a total repayment of $7520.67. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 22.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 43.88%.
EXAMPLE: A silver secured personal loan of $25,000 for 60 months has fees and charges totalling $20,883.12 and a total repayment of $45,883.12. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 27.39%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.
Australian Credit Licence 389 067
Borrow Costs Repay
$5,000 $2,661 $7,661
Bronze unsecured personal loan for 24 months at 24.95% APR & 46.04% Comparison Rate
$7,500 $6,352 $13,852
Bronze unsecured personal loan for 36 months at 24.95% APR & 46.12% Comparison Rate
$10,000 $7,977 $17,977
Bronze unsecured personal loan for 48 months at 24.95% APR & 43.82% Comparison Rate
EXAMPLE: A bronze unsecured personal loan of "5,000 for 24 months has fees and charges totalling 2,660.80 and a total repayment of $7,660.80. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $10,000 over three years, is 46.04%.
EXAMPLE: A bronze secured personal loan of $25,000 for 24 months has fees and charges totalling $25,625.34 and a total repayment of $50,625.34. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 32.59%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.
Australian Credit Licence 389 067

Also see:

Customers who have viewed this page and shown an interest in single parent loans, have also visited the following pages:

Single Parent Car LoansPensioner Car LoansCar Loans on CentrelinkPersonal Loans