
Personal loans up to $8,000 and up to $12,000 with security on your loan1
The good news is that Money3 likes to give everyone a fair go1 - even you!
As a single parent, Money3 will consider your application as long as your income, either from earnings or Centrelink is $1,6001 a month or more.
Whatever the loan purpose, from emergency repairs, holidays, rental bonds to medical or dental expenses, get started using the form above. For our secured vehicle loans, please see our Single Parent Car Loans page for more details.
To Qualify, you must:
As a single parent, we will consider your application, even if:
1. Subject to verification, suitability and affordability
Borrow | Costs | Repay |
---|---|---|
$5,000 | $2,211 | $7,211 |
24 Months at 19.95% APR & 35.97% Comparison Rate | ||
$7,500 | $3,316 | $10,816 |
24 Months at 19.95% APR & 39.00% Comparison Rate | ||
$10,000 | $6,803 | $16,803 |
36 Months at 19.95% APR & 38.18% Comparison Rate | ||
$12,500 | $8,252 | $20,752 |
36 Months at 19.95% APR & 37.19% Comparison Rate | ||
$15,000 | $9,701 | $24,701 |
36 Months at 19.95% APR & 36.53% Comparison Rate | ||
EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,210.20 and a total repayment of $7,210.20. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $10,000 over three years, is 35.97% EXAMPLE: A platinum secured personal loan of $10,000 for 36 months has fees and charges totalling $6,802.97 and a total repayment of $16,802.97. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 36 months if you repay monthly, 78 fortnights or 156 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $10,000 over three years, is 38.18% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. |
Borrow | Costs | Repay |
---|---|---|
$5,000 | $2,557 | $7,557 |
24 Months at 25.00% APR & 44.43% Comparison Rate | ||
$7,500 | $3,835 | $11,335 |
24 Months at 25.00% APR & 44.43% Comparison Rate | ||
$10,000 | $7,903 | $17,903 |
36 Months at 25.00% APR & 43.47% Comparison Rate | ||
$12,500 | $9,627 | $22,127 |
36 Months at 25.00% APR && 42.51% Comparison Rate | ||
$15,000 | $11,351 | $26,351 |
36 Months at 25.00% APR & 41.87% Comparison Rate | ||
EXAMPLE: A silver unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,556.20 and a total repayment of $7,556.20. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 25.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 44.43% EXAMPLE: A silver secured personal loan of $10,000 for 36 months has fees and charges totalling $7,902.74 and a total repayment of $17,902.74. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 36 months if you repay monthly, 78 fortnights or 156 weeks. The Maximum APR is 25.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 43.47% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases.> |
Borrow | Costs | Repay |
---|---|---|
$5,000 | $2,767 | $7,767 |
24 Months at 28.00% APR & 47.66% Comparison Rate | ||
$7,500 | $4,150 | $11,650 |
24 Months at 28.00% APR & 47.66% Comparison Rate | ||
$10,000 | $8,577 | $18,577 |
36 Months at 28.00% APR & 46.62% Comparison Rate | ||
$12,500 | $10,469 | $22,969 |
36 Months at 28.00% APR && 45.68% Comparison Rate | ||
$15,000 | $12,361 | $27,361 |
36 Months at 28.00% APR & 45.05% Comparison Rate | ||
EXAMPLE: A bronze unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,766.35 and a total repayment of $7,766.35. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 28.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 47.66% EXAMPLE: A bronze secured personal loan of $10,000 for 24 months has fees and charges totalling $8,576.21 and a total repayment of $18,576.21. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 36 months if you repay monthly, 78 fortnights or 156 weeks. The Maximum APR is 28.00%. The Comparison Rate, based on a loan of $10,000 over three years, is 46.62% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. |
Customers who have viewed this page and shown an interest in single parent loans, have also visited the following pages:
Single Parent Car LoansPensioner Car LoansCentrelink Car LoansPersonal LoansBad Credit Loans