Money3 offers fast & flexible cash loans up to $30,000, over loan terms up to 24 months.
Our loans give customers access to cash when emergencies come up, for planned purchases and expenses or when things are hard to budget for. Whatever you need cash for, Money3 will do its best to help, even if you have had problems in the past, we’ll take a fresh look at your current situation. Also consider secured Vehicle Finance up to $75,000.
Personal Loans
Personal Loans
Car Repairs
Medical Expenses
Holiday Loans
Rental Bond Loans
Educational Expenses
Travel Expenses
Special Occasions
Dental Loans
Vet Bills
Entertainment / Leisure
Non-Utility Bills
Wedding Loans
Emergency Expenses
Household Goods
Repairs & Renovations
Business Expenses
Family Assistance Loans
Furniture Loans
Car/ Vehicle
Christmas LoansWith our cash loans up to $30,000, you may get started and apply online although we may require a few additional checks and documents to be provided.
Money3 will consider cash loans for all kinds of situations from unexpected bills and emergency repairs, veterinary and medical expenses to school fees, furniture or holidays - to name a few.
If you are having difficulty getting a loan due to past credit history, have a minor default or simply need a fast cash loan, Money3 will do it’s best to assist you. We focus on your ability to repay, customising your loan with affordable repayments that suit you.
1. Subject to verification, suitability and affordability
As long as your income1 totals $480 a week or more, that you are an Australian resident and over 18, then you are likely to qualify1 for a cash loan with Money3.
As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.
To qualify, you must:
1. Subject to verification, suitability and affordability
With Money3 you can apply online for personal loans up to $30,000.
As part of your application, we are required by law to review your most recent 90 days bank statements, which we have made simple through our partner online bank account verification service, provided by Proviso.
Once the online component of your application has completed, our loan underwriting team will review your application and keep you informed of your application's progress via phone and email. As soon as your loan has been approved1 and funded, we will let you know.
1. Subject to verification, suitability and affordability
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,110 | $7,110 |
| Platinum unsecured personal loan for 24 months at 16.95% APR & 37.39% Comparison Rate | ||
| $7,500 | $5,042 | $12,542 |
| Platinum unsecured personal loan for 36 months at 16.95% APR & 37.79% Comparison Rate | ||
| $10,000 | $6,247 | $16,247 |
| Platinum unsecured personal loan for 48 months at 16.95% APR & 35.44% Comparison Rate | ||
|
EXAMPLE: A platinum unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,109.60 and a total repayment of $7,109.60. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 16.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 37.39%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,521 | $7,521 |
| Silver unsecured personal loan for 24 months at 22.95% APR & 43.88% Comparison Rate | ||
| $7,500 | $6,017 | $13,517 |
| Silver unsecured personal loan for 36 months at 22.95% APR & 44.03% Comparison Rate | ||
| $10,000 | $7,534 | $17,534 |
| Silver unsecured personal loan for 48 months at 22.95% APR & 41.71% Comparison Rate | ||
|
EXAMPLE: A silver unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,520.67 and a total repayment of $7520.67. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 22.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 43.88%.
EXAMPLE: A silver secured personal loan of $25,000 for 60 months has fees and charges totalling $20,883.12 and a total repayment of $45,883.12. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 27.39%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
||
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,661 | $7,661 |
| Bronze unsecured personal loan for 24 months at 24.95% APR & 46.04% Comparison Rate | ||
| $7,500 | $6,352 | $13,852 |
| Bronze unsecured personal loan for 36 months at 24.95% APR & 46.12% Comparison Rate | ||
| $10,000 | $7,977 | $17,977 |
| Bronze unsecured personal loan for 48 months at 24.95% APR & 43.82% Comparison Rate | ||
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EXAMPLE: A bronze unsecured personal loan of "5,000 for 24 months has fees and charges totalling 2,660.80 and a total repayment of $7,660.80. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $10,000 over three years, is 46.04%.
EXAMPLE: A bronze secured personal loan of $25,000 for 24 months has fees and charges totalling $25,625.34 and a total repayment of $50,625.34. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 32.59%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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Yes, Money3 offers personal & cash loans for many different purposes, from paying off emergency bills, household repairs, travel expenses, rental deposits or many more reasons.
Our personal loans go up to $30,000 with security on your loan. However, without security the maximum loan mount is $10,000. Our secured loans, for the purchase of cars or other vehicles go up to $75,000
The online loan application process is fast and easy. It takes most customers between 5 and 10 minutes to complete. We need to take some details about who you are, what your income and expenses are and then after that, we need 90 days bank statements. We can take your bank statements digitally through our partner, illion, so you don't have to worry about scanning or sending through any documents to us.
Your online application should only take between 5 and 10 minutes to complete. Providing we have everything we need, we should be able to review and approve your loan within 24 hours in most cases. Occasionally in some cases, we may be unable to verify some information automatically, which may delay your application. Please double-check you enter your contact details correctly, so we can follow up with you as quickly as possible.
Yes, our cash loans are available to people with bad credit1, as long as the loan is suitable and affordable for you.
Yes, our cash loans are available to people receiving part or 100% of their income via Centrelink.
Yes, you can. Most customers can easily complete their cash loan application 100% online without the need to upload any documents. 90 days bank statements are required as part of your application and they can be taken digitally via our secure bank statement partner, illion, as part of your application.
No sorry, Money3 does not offer payday loans(SACCs).
1. Subject to verification, suitability and affordability
Customers who have viewed this page and shown an interest in fast cash loans, have also visited the following pages:
Personal LoansLoans on CentrelinkBad Credit LoansXmas LoansCar Repair LoansEmergency Loans
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ABN 36 108 979 406 / Australian Credit Licence 389 067
Call us on 1300 014 870.
