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Personal Loans up to $8,0001
1. Subject to verification, suitability and affordability
Money3 offers fast cash loans up to $8,000 both online or in store – for people who ‘ain’t got time for that’. We believe in giving everyone a fair go, regardless of credit history, so getting approved may be easier than you think1 – even on Centrelink!
We have a number of cash loan products from fast cash loans up to $2,000 to personal loans up to $8,000 with loan terms up to 24 months. Giving customers access to cash when emergencies come up, or things are hard to budget for. Whatever you need cash for, Money3 will do it’s best to help, even if your applications have been rejected by other lenders, we’ll take a fresh look at your current situation more than any problems you may have had in the past. Also consider our secured vehicle loans up to $35,000.
Fast Cash Loans
Personal Loans
Car Repairs
Medical Expenses
Holiday Loans
Rental Bond Loans
Educational Expenses
Travel Expenses
Special Occasions
Dental Loans
Vet Bills
Entertainment / Leisure
Non Utility Bills
Wedding Loans
Emergency Expenses
Household Goods
Repairs & Renovations
Business Expenses
Send Money Home
Furniture Loans
New Car/ VehicleWith our fast cash loans up to $2,000, the whole application can be done online (or in your local branch if you prefer) including automatic bank account verification. This means in most cases, we can process your application and approve your loan quicker1 – usually within 24 hours when you apply during regular office hours.
With our personal loans up to $8,000, you may get started and apply online although we will require a few additional checks and documents to be provided.
Money3 will consider cash loans for all kinds of situations from unexpected bills and emergency repairs, veterinary and medical expenses to school fees, furniture or holidays - to name a few.
If you are having difficulty getting a loan due to past credit history, have a minor default or simply need cash fast, Money3 will do it’s best to assist you. We focus on your ability to repay, customising your loan with affordable repayments that suit you.
1. Subject to verification, suitability and affordability
As long as your income; that is earnings and Centrelink income1 totals $1,1002 a month or more, that you are an Australian resident and over 18, then you are likely to qualify1 for a fast cash loan with us.
As a responsible lender, how much you will be able to borrow will be based on how much you can affordably repay within the loan term.
1. Subject to verification, suitability and affordability
2. This refers to loans under $2,000 a month. Different loan products may require a different minimum income.
With Money3 you can apply online for personal loans up to $8,000 or use our branch locator and visit a local branch if you prefer to speak with our friendly staff in person.
As part of your application, we are required by law to review your most recent 90 days bank statements, which we have made simple through our partner online bank account verification service, provided Bank Statements.
Once the online component of your application has completed, our loan underwriting team will review your application and keep you informed of your application's progress via phone and email. As soon as your loan has been approved1 and funded, we will let you know.
1. Subject to verification, suitability and affordability
First time customers could qualify for a fast cash loan1 with us, for up to $2,000. Even if you are on Centrelink1, have had bad credit or have been rejected for credit in the past, we'll look at your application afresh. Money3 gives everyone a fair go, so getting your application approved may be easier than you think.
| Borrow | Costs | Repay |
|---|---|---|
| $500 | $160 | $660 |
| $1000 | $320 | $1320 |
| $1500 | $480 | $1980 |
| $2000 | $640 | $2640 |
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EXAMPLE: A loan of $1,000 for 3 months has fees and charges totalling $320, Maximum APR of 70.65% and total repayments of $1320. The Maximum APR is 70.65%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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| Borrow | Costs | Repay |
|---|---|---|
| $500 | $220 | $720 |
| $1000 | $440 | $1440 |
| $1500 | $660 | $2160 |
| $2000 | $880 | $2880 |
| EXAMPLE: A loan of $1,000 for 6 months has fees and charges totalling $440, Maximum APR of 78.18% and total repayments of $1440. The Maximum APR is 78.18%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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| Borrow | Costs | Repay |
|---|---|---|
| $500 | $340 | $840 |
| $1000 | $680 | $1680 |
| $1500 | $1320 | $2820 |
| $2000 | $1360 | $3360 |
| EXAMPLE: A loan of $1,000 for 12 months has fees and charges totalling $680, Maximum APR of 79.38% and total repayments of $1680. The Maximum APR is 79.38%. The Comparison Rate, based on a loan of $1,000 over 6 months, is 138.37%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
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With our fast cash loans( up to $2,000), the minimum loan term is 10 weeks or 3 months, depending on your payment frequency. The maximum loan term is 12 months.
1. Subject to verification, suitability and affordability
| Borrow | Costs | Repay |
|---|---|---|
| $2,500 | $1,310 | $3,810 |
| $3,000 | $1,573 | $4,573 |
| $4,000 | $2,097 | $6,097 |
| $5,000 | $2,621 | $7,621 |
| $6,000 | $3,145 | $9,145 |
| $7,000 | $3,669 | $10,669 |
| $8,000 | $4,193 | $12,193 |
| EXAMPLE: An unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,621 and a total repayment of $7,621. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 29.50%. The Comparison Rate, based on a loan of $5,000 over 24 months, is 45.43% EXAMPLE: A secured personal loan of $8,000 for 24 months has fees and charges totalling $4,193 and a total repayment of $11,920. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 27.00%. The Comparison Rate, based on a loan of $8,000 over 24 months, is 42.77% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: The chart above refers to unsecured personal loans settled online. Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Money3 branches offer different loan products and so different charges are applicable. See your local branch for details. |
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| Please Note: Money3 branches offer different loan products and so different charges are applicable than online. See your local branch for further details. |
Warning about Borrowing