Car LoansCash Loans 
Branches
Personal Loans
Cash Online
Call Us on
1300 666 393Call Us on
1300 014 870Call Us on
1300 733 009
Money3 specialises in giving people a fair go!
Whatever your credit needs1, employed or on Centrelink, Money3 has loan products to suit.
Get started by selecting the type of loan you are looking for; Personal Loans up to $8,000 or our larger Secured Loans up to $35,000 then give us your contact details to get your application started.
Fast Cash Loans
Personal Loans
Car Repairs
Medical Expenses
Holiday Loans
Rental Bond Loans
Educational Expenses
Travel Expenses
Special Occasions
Dental Loans
Vet Bills
Entertainment / Leisure
Non Utility Bills
Wedding Loans
Emergency Expenses
Household Goods
Repairs & Renovations
Business Expenses
Send Money Home
Furniture Loans
New Car/ Vehicle1. Subject to verification, suitability and affordability
Getting your loan approved1 with Money3, may be easier than you think. Money3 will give you a fair go - with bad credit or even on Centrelink1. As long as you meet our basic criteria and we are happy that the loan is suitable and affordable for you, then we will work with you to get your personal or secured loan approved as soon as possible - whatever your credit history!
We will consider your loan application*, even if:
1. Subject to verification, suitability and affordability
We'd like to see your loan approved soon as possible.
Even with bad credit, as long as your income; that is earnings and Centrelink income totals $1,6001 a month or more, that you are an Australian resident, then you are likely to qualify*.
You Must:
Get started by completing the short form above. Tell us a little about yourself and we'll take it from there and give you a call back.
1. Subject to verification, suitability and affordability
| Borrow | Costs | Repay |
|---|---|---|
| $2,500 | $1,310 | $3,810 |
| $3,000 | $1,573 | $4,573 |
| $4,000 | $2,097 | $6,097 |
| $5,000 | $2,621 | $7,621 |
| $6,000 | $3,145 | $9,145 |
| $7,000 | $3,669 | $10,669 |
| $8,000 | $4,193 | $12,193 |
| EXAMPLE: An unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,621 and a total repayment of $7,621. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 29.50%. The Comparison Rate, based on a loan of $5,000 over 24 months, is 45.43% EXAMPLE: A secured personal loan of $8,000 for 24 months has fees and charges totalling $4,193 and a total repayment of $11,920. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 27.00%. The Comparison Rate, based on a loan of $8,000 over 24 months, is 42.77% WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: The chart above refers to unsecured personal loans settled online. Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Money3 branches offer different loan products and so different charges are applicable. See your local branch for details. |
||
| Please Note: Money3 branches offer different loan products and so different charges are applicable than online. See your local branch for further details. |
Yes it can. If you have a bad credit history, you can build up a good payment history with us that can be used to either get a better loan with us or with another credit provider.
Yes, but not all applications get credit checks performed. We only run credit checks after our initial review, if we believe the application has a chance of being successful.
Any previous unpaid defaults are taken into account when assessing your application.
Yes, you can1, depending on the affordability of the new loan and that you have the capacity to service both of your loans. If you are currently easily repaying your existing loan, then you may have the capacity to handle a new loan with us.
Sorry, if you are currently bankrupt, we are unable to help you.
Yes, you can. See our Centrelink Loans page for more details.
1. Subject to verification, suitability and affordability