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Loans for Non Utility Bills up to $12,0001

Personal loans up to $8,000 and up to $12,000 with security on your loan1

  • Get Your Bills Paid
  • Most Bill Types Considered
  • Centrelink Considered1
  • Bad Credit Considered1

1. Subject to verification, suitability and affordability

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Get Help with Your Bills1 - up to $12,000 - Fast!

Money3 could help you pay your bills and other outstanding invoices1 with a personal loan - excluding utility bills.

Money3 would like to give everyone a fair go, so even if you are on Centrelink or have bad credit, we may be able to help. Get started by applying now using the short form above.

Whatever the type of bill (except for utility bills, where you'll need to contact the provider for assistance), our personal loans may be able to cover the unexpected expenses involved up to $8,000 unsecured. We can also cover secured personal loans up to $12,0001

Whether you are receiving Centrelink benefits or have a bad mark on your credit file, we could help1 with your unexpected bills or emergency expenses. Money3 is a flexible lender who will look into your current situation and your ability to repay, as much as any mistakes or issues you may have had in the past. The amount you could borrow will be based on the affordability of the loan and how much you can afford to repay on a weekly, fortnightly or monthly basis.

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Bill Loans up to $8,000

If you are struggling with an unexpectedly large utility bill, Please see MoneySmart for assistance. Alternatively, contact your utility provider and let them know how much you can afford to pay or ask to be referred to the company's financial hardship department.

1. Subject to verification, suitability and affordability

1. Subject to verification, suitability and affordability

Example Bill Loans Costs Chart

Borrow Costs Repay
$2,500 $1,310 $3,810
$3,000 $1,573 $4,573
$4,000 $2,097 $6,097
$5,000 $2,621 $7,621
$6,000 $3,145 $9,145
$7,000 $3,669 $10,669
$8,000 $4,193 $12,193
EXAMPLE: An unsecured personal loan of $5,000 for 24 months has fees and charges totalling $2,621 and a total repayment of $7,621. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 29.50%. The Comparison Rate, based on a loan of $5,000 over 24 months, is 45.43%
EXAMPLE: A secured personal loan of $8,000 for 24 months has fees and charges totalling $4,193 and a total repayment of $11,920. The Minimum loan term is 13 months and the Maximum term 36 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 27.00%. The Comparison Rate, based on a loan of $8,000 over 24 months, is 42.77%
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: The chart above refers to unsecured personal loans settled online with Money3 Corporation Limited. Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Money3 branches offer different loan products and so different charges are applicable. Learn More.
Please Note: Due to the recent acquisition of Money3 Branches Pty Ltd( Australian Credit Licence 389 268) and Money3 Services Pty Ltd( Australian Credit Licence 389 189) by Commit Co Pty Ltd, SACC loans (and others) will now be offered by Commit Co Pty Ltd (an entity which is not affiliated with Money3 Corporation Limited). Learn More.

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Emergency Expenses