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Boat Finance up to $50,000

  • All Water Vehicle Types OK
  • No Deposit Required
  • Centrelink Considered1
  • Bad Credit Considered1
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Boat Finance with Money3

Whether it is a speed boat, jet ski, fishing boat or sailing yacht, Money3 could help with your boat finance up to a maximum of $50,000. All types of boats are considered whether new or second hand from a private seller or a dealership.

Bad credit is considered along with Centrelink payments - Money3 believes everyone should be given a fair go - however as a responsible lender, how much you will be able to borrow will be determined by how much you can afford to repay over the loan term.

  • Be Over 18 Years Old
  • Have Take Home Income or Benefits over $425 a Week1
  • Be an Australian Resident
  • Get Your Income Paid into Your Account
  • Be Employed or Receiving Centrelink payments1

Get started by completing the short form above to register your application with us. After that, we will need your income and expense details as well as a copy of your most recent 90 days bank statements, for us to review your application. After that, we will give you a callback where we can address any concerns you may have and we'll let you know what happens next.

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Boat Loans up to $50,000

Other Vehicles

Example Boat Finance Costs Chart

Platinum
19.95% APR
Silver
25.00% APR
Bronze
28.00% APR
Borrow Costs Repay
$5,000 $2,211 $7,211
24 Months at 19.95% APR & 35.97% Comparison Rate
$7,500 $3,316 $10,816
24 Months at 19.95% APR & 39.00% Comparison Rate
$10,000 $6,803 $16,803
36 Months at 19.95% APR & 38.18% Comparison Rate
$12,500 $8,252 $20,752
36 Months at 19.95% APR & 37.19% Comparison Rate
$15,000 $9,701 $24,701
36 Months at 19.95% APR & 36.53% Comparison Rate
Borrow Costs Repay
$5,000 $2,557 $7,557
24 Months at 25.00% APR & 44.43% Comparison Rate
$7,500 $3,835 $11,335
24 Months at 25.00% APR & 44.43% Comparison Rate
$10,000 $7,903 $17,903
36 Months at 25.00% APR & 43.47% Comparison Rate
$12,500 $9,627 $22,127
36 Months at 25.00% APR && 42.51% Comparison Rate
$15,000 $11,351 $26,351
36 Months at 25.00% APR & 41.87% Comparison Rate
Borrow Costs Repay
$5,000 $2,767 $7,767
24 Months at 28.00% APR & 47.66% Comparison Rate
$7,500 $4,150 $11,650
24 Months at 28.00% APR & 47.66% Comparison Rate
$10,000 $8,577 $18,577
36 Months at 28.00% APR & 46.62% Comparison Rate
$12,500 $10,469 $22,969
36 Months at 28.00% APR & 45.68% Comparison Rate
$15,000 $12,361 $27,361
36 Months at 28.00% APR & 45.05% Comparison Rate

Boat Finance Frequently Asked Questions

Can you get finance on a boat?

Yes, you could. At Money3, we believe in giving everyone a fair go, even if you have a history of bad credit in the past. You could get boat finance of up to $50,000 with Money3, provided you meet our boat loan requirements1.

How much does it cost to finance a boat?

The cost of financing a boat depends on your loan amount, the type of loan (secured loans versus unsecured loans), and your lender’s interest rates and other charges. You will usually need to make monthly repayments to pay back your loan. Your monthly repayments will account for any interest rates imposed on your loan.

At Money3, we offer boat finance of up to $50,0001. You can calculate the cost of financing your dream boat with Money3’s boat loan repayment calculator. Alternatively, get in touch with our friendly team, where we will assess your financial situation and recommend you a secured loan accordingly.

Is financing a boat a good idea?

Financing a boat may be a good idea if you are looking to purchase your dream boat but do not have enough funds to do so currently. There are many boat finance options you can consider, and it may be helpful to compare boat loans before you settle on one. You can use a boat loan calculator to do so.

What are the benefits of a boat loan?

A boat loan may give you the ability to purchase a boat that is more suited to your tastes, with additional safety, automotive and aesthetic features. It means you can purchase a boat right now, as opposed to further in the future, if you need to save up to do so.

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