Whether it is a speed boat, jet ski, fishing boat or sailing yacht, Money3 could help with your boat finance up to a maximum of $75,000. All types of boats are considered whether new or second hand from a private seller or a dealership.
Bad credit is considered along with Centrelink payments - Money3 believes everyone should be given a fair go - however as a responsible lender, how much you will be able to borrow will be determined by how much you can afford to repay over the loan term.
Get started by completing the short form above to register your application with us. After that, we will need your income and expense details as well as a copy of your most recent 90 days of bank statements, for us to review your application. After that, we may give you a callback where we can address any concerns you may have and we'll let you know what happens next.
1. Subject to verification, suitability and affordability
At Money3, we strive to give everyone a fair go at obtaining boat finance. Whether you’ve been turned away from a lender before, are on a pension or have had a low credit score in the past, we could consider your application1.
Our loan terms are flexible to suit your needs. We disclose variables such as repayment plans, interest rate, loan period, and loan amount before any contract is signed so that you can consider the loan terms yourself.
At Money3, we focus on delivering high quality customer service. Our team is known to be friendly, attentive, knowledgeable, and helpful, and will assist you through any loan preapproval or repayment procedures.
The application process for a pre-approval on your loan is quick and easy. Taking an average of 5 to 10 minutes to complete online, your application will be sent to the Money3 team quickly for consideration.
At Money3, we offer a wide selection of secured vehicle loans. From cars to caravans, to boats, we could help you purchase many types of vehicles1. We also have a finance calculator that you can access to get an idea of how much you can borrow.
We have a proven track record of helping clients purchase their dream vehicles. We could provide you with finance with terms suitable to your personal circumstances1.
1. Subject to verification, suitability and affordability
At Money3, we give everyone a fair go so that your jet ski loan application is as smooth sailing as it can be. You can apply for jet ski finance online, and we may get back to you.
Learn more about Jet Ski Loans
We offer finance of up to $75,000 for a wide range of vehicles, such as campervans, caravans, trailers, and motorbikes. You may apply for a pre-approval on your loan with us as long as you meet our basic criteria.
Learn more about Vehicle Finance
Save money and purchase a used car with Money3’s used car loans. You are eligible to apply for a loan pre-approval if you are over 18 years old, are an Australian resident and have a consistent income of over $480 a week1.
Learn more about Used Car Loans
You could be eligible for a car loan with Money3 even if you have a history of bad credit. Money3 will go the extra mile for you and could offer you finance, no matter if you’ve been turned away by lenders before.
Learn more about Bad Credit CarLoans
Whether you’re after a brand new or used bike from a private seller or dealership, Money3 could offer you a motorbike loan of up to $75,000. We also offer finance for quad bikes, dirt bikes, scooters, and cruisers.
Learn more about Motorbike Loans
If you’re on Centrelink and looking to purchase a car, you may be eligible for a dedicated car loan on Centrelink with Money3. We consider your income, expenses and affordability when assessing your loan application.
Learn more about Car Loans on Centrelink
1. Subject to verification, suitability and affordability
Vehicle Finance
Cars
Motorbikes
Used Cars
Campervans
Vans
Minibuses
Caravans
Trailers
Boats
Jet Skis
Trucks
Ride on Mowers
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,909 | $6,909 |
| Platinum secured personal loan for 24 months at 13.95% APR & 34.16% Comparison Rate | ||
| $10,000 | $6,925 | $16,925 |
| Platinum secured personal loan for 48 months at 13.95% APR & 29.11% Comparison Rate | ||
| $25,000 | $14,850 | $39,850 |
| Platinum secured personal loan for 60 months at 13.95% APR & 20.38% Comparison Rate | ||
| $50,000 | $30,285 | $80,285 |
| Platinum secured personal loan for 72 months at 13.95% APR & 17.23% Comparison Rate | ||
| $75,000 | $42,219 | $117,219 |
| Platinum secured personal loan for 72 months at 13.95% APR & 16.15% Comparison Rate | ||
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EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,313 | $7,313 |
| Silver secured personal loan for 24 months at 19.95% APR & 40.63% Comparison Rate | ||
| $10,000 | $8,676 | $18,676 |
| Silver secured personal loan for 48 months at 19.95% APR & 35.35% Comparison Rate | ||
| $25,000 | $20,883 | $45,883 |
| Silver secured personal loan for 60 months at 19.95% APR & 27.39% Comparison Rate | ||
| $50,000 | $42,963 | $92,963 |
| Silver secured personal loan for 72 months at 19.95% APR & 23.32% Comparison Rate | ||
|
EXAMPLE: A silver secured personal loan of $5,000 for 24 months has fees and charges totalling $2,313.37 and a total repayment of $7,313.37. The Minimum loan term is 24 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 40.63%.
EXAMPLE: A silver secured personal loan of $25,000 for 60 months has fees and charges totalling $20,883.12 and a total repayment of $45,883.12. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 19.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 27.39%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $2,661 | $7,661 |
| Bronze secured personal loan for 24 months at 24.95% APR & 46.04% Comparison Rate | ||
| $10,000 | $10,216 | $20,216 |
| Bronze secured personal loan for 48 months at 24.95% APR & 40.60% Comparison Rate | ||
| $25,000 | $25,625 | $50,625 |
| Bronze secured personal loan for 60 months at 24.95% APR & 32.59% Comparison Rate | ||
| $40,000 | $44,982 | $84,982 |
| Bronze secured personal loan for 72 months at 24.95% APR & 29.27% Comparison Rate | ||
|
EXAMPLE: A bronze secured personal loan of $5,000 for 24 months has fees and charges totalling $2,660.80 and a total repayment of $7,661.80. The Minimum loan term is 24 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 46.04%.
EXAMPLE: A bronze secured personal loan of $25,000 for 24 months has fees and charges totalling $25,625.34 and a total repayment of $50,625.34. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 24.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 32.59%. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389 067 |
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Yes, you could. At Money3, we believe in giving everyone a fair go, even if you have a history of bad credit in the past. You could get boat finance of up to $75,000 with Money3, provided you meet our boat loan requirements1.
The cost of financing a boat depends on your loan amount, the type of loan (secured loans versus unsecured loans), and your lender’s interest rates and other charges. You will usually need to make monthly repayments to pay back your loan. Your monthly repayments will account for any interest rates imposed on your loan.
At Money3, we offer boat finance of up to $75,0001. You can calculate the cost of financing your dream boat with Money3’s boat loan repayment calculator. Alternatively, get in touch with our friendly team, where we will assess your financial situation and recommend you a secured loan accordingly.
Financing a boat may be a good idea if you are looking to purchase your dream boat but do not have enough funds to do so currently. There are many boat finance options you can consider, and it may be helpful to compare boat loans before you settle on one. You can use a boat loan calculator to do so.
A boat loan may give you the ability to purchase a boat that is more suited to your tastes, with additional safety, automotive and aesthetic features. It means you can purchase a boat right now, as opposed to further in the future, if you need to save up to do so.
You can finance a boat purchase by obtaining a loan from a responsible lender. Money3 gives everyone a fair go at obtaining boat and marine finance1.
Money3 operates under an Australian Credit Licence and provides a variety of automotive financial services.
1. Subject to verification, suitability and affordability
Copyright © 2023 Money3 Loans Pty Ltd
ABN 36 108 979 406 / Australian Credit Licence 389 067
Call us on 1300 014 870.
