Ride on mower loans up to $75,000

Whether you’re maintaining a large lawn, managing an acreage property, or handling commercial landscaping work, a reliable ride-on mower can save you time and effort. With flexible finance options available, you could secure the right mower for your needs and keep your property looking its best.

  • All Lawn Mower Types Considered1
  • No Deposit Required
  • Centrelink Friendly Loans*
  • Bad Credit Considered1
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We'll Give You a Fair Go!

1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

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Your loan should work for you, not the other way around.

Get the ride on mower finance for your personal circumstances

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Turbocharge your lawn care. Effortless landscaping starts here.

Want to upgrade your mower but need some extra funds? Money3 has you covered. We've streamlined our application process, so you can set off at high speeds sooner.

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  • 01.
    Submit your application

    With your mower loan application, the entire process can be completed in under 10 minutes from the comfort of your home.

  • 02.
    We’ll take a look and reach out

    Once we review your mower loan application, we'll reach out via phone or email with next steps.

  • 03.
    Start shopping for lawn mowers

    Either from a dealership or via a private sale — tell us what you'd like to buy, and we can provide you with a quick assessment.

  • 04.
    Get mowing

    If all goes smoothly, you could be riding your new mower in under 48 hours.

1. Subject to verification, suitability and affordability

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Mower Loans FAQs

You can finance a range of ride-on mowers, including standard lawn tractors, zero-turn mowers, and larger models for acreage or commercial use.

Yes, that's possible. You could finance both new and used ride-on mowers, as long as the loan meets our lending criteria.

Mower amounts typically range from $2,000 up to $75,000, depending on your income, expenses, and affordability.

The ride-on mower you purchase is used as security for the loan.

You can finance popular brands such as John Deere, Husqvarna, Cub Cadet, Toro, and Bushranger. However finance is not limited to any particular brand1.

1. Subject to verification, suitability and affordability

Find a Ride On Mower to Suit your Needs

Struggling to get approved because of a poor credit history? We'll give you a fair go.1

100% Online

With 10-minute applications and easy direct debit repayments, we make ride on mower finance simple.

Get up to $75,000

We'll match you with the right car loan based on your affordability.

Ride away in 48 hours

Once you're approved and signed your contracts, we can organise payment to the vendor and get you on the mowing sooner.

Get on the road sooner with a stress-free car loan

Whether you are in the market for a new car or used vehicle, our low-cost financing options cater to all budgets and lifestyles.

Example Ride on Mower Loans Costs Chart

BorrowCostsRepay
$5,000$1,871.15$6,871.15
24 months at 12.95% APR & 32.60% Comparison Rate
$10,000$6,705.16$16,705.16
48 months at 12.95% APR & 27.91% Comparison Rate
$25,000$14.159.90$39.159.90
60 months at 12.95% APR & 19.30% Comparison Rate
$50,000$28,489.25$78,489.25
72 months at 12.95% APR & 16.20% Comparison Rate
$75,000$39,575.16$114,575.16
72 months at 12.95% APR & 15.13% Comparison Rate

EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,871.15 and a total repayment of $6,871.15. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 12.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 32.60%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,159.90 and a total repayment of $39,159.90. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 12.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 19.30%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.

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Money3 acknowledges the Wurundjeri People of the Kulin Nation as the Traditional Custodians of the land on which we operate. We recognise their enduring connection to Country, Culture and Community, and pay our respects to First Nations peoples and their Elders, past and present.