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Let's get to work
Get to work with the best gear with tractor finance and farm equipment loans up to $75,000 from Money3. Bad credit history considered! We'll give you a fair go.
Tackle your fields with power. Effortless farming starts here.
Put your farm into high gear with our affordable financing solutions for tractors and equipment.
- We'll review and reach out
We'll get in touch to discuss different financing options, interest rates and terms once we complete your loan assessment.
- Apply online
With automatic document retrieval option for your bank statements, you can complete your application in under 10 minutes.
- Shop the latest equipment
Whether it’s a new or used tractor, from a private sale or dealership, let us know what you’d like to purchase, and we can process payment for the tractor, once contracts are accepted.
1. Subject to verification, suitability and affordability
Tractor Finance FAQs
In addition to tractors, you could finance a range of farming and agricultural equipment, including slashers, mowers, ploughs, seeders, trailers, and attachments. The equipment must meet our lending criteria and be suitable for use as security for the loan1.
- Tractors
- Trucks
- Farm ploughs
- Balers
- Combines
- Harvesting equipment
- Planters
- Sprayers
Yes, it is possible1. You could finance both new and used tractors, as long as they meet our lending criteria.
Tractor and other farming equipment amounts typically range from $2,000 up to $75,000, depending on your income, expenses, and affordability.
No, a deposit is not required. You can apply to finance part of or the full purchase price of the tractor.
Yes. Repayments can be aligned with your income, whether you’re paid weekly, fortnightly, or monthly.
1. Subject to verification, suitability and affordability
Tractor finance that goes the extra mile.
Cutting edge financing to help you get the job done.
Gear up for greatness. Our stress-free equipment and tractor finance options help farmers take their business to the next level.
100% online
With 10-minute applications and easy direct debit repayments, we make farm equipment finance simple.
Loans in 48 hrs
Once your finance is approved, we can step in to close the deal, so you can hit the fields sooner.
Example Tractor Finance Costs Chart
| Borrow | Costs | Repay |
|---|---|---|
| $5,000 | $1,837.25 | $6,837.25 |
| 24 months at 12.45% APR & 32.06% Comparison Rate | ||
| $10,000 | $6,563.39 | $16,563.39 |
| 48 months at 12.45% APR & 27.40% Comparison Rate | ||
| $25,000 | $13,739.42 | $38,739.42 |
| 60 months at 12.45% APR & 18.79% Comparison Rate | ||
| $50,000 | $27,487.04 | $77,487.04 |
| 72 months at 12.45% APR & 15.69% Comparison Rate | ||
| $75,000 | $38,100.03 | $113,100.03 |
| 72 months at 12.45% APR & 14.63% Comparison Rate | ||
EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,837.25 and a total repayment of $6,837.25. The Minimum loan term is 12 months and the Maximum term 24 months. The term will be 24 months if you repay monthly, 52 fortnights or 104 weeks. The Maximum APR is 12.45%. The Comparison Rate, based on a loan of $5,000 over two years, is 32.06%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $13,739.42 and a total repayment of $38,739.42. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 12.45%. The Comparison Rate, based on a loan of $25,000 over five years, is 18.79%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.
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