Tractor Finance up to $75,000

From ploughing to prosperity, elevate your farm's potential with farm equipment and tractor finance from Money3.

  • All Farming Vehicles and Equipment OK
  • Centrelink Friendly Finance*
  • Bad Credit History Considered1
  • No Deposit Required
  • No Hidden Fees
1. Subject to verification, suitability and affordability
* Money3 is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments
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We'll Give You a Fair Go!

Our Customer Reviews

Let's get to work

Get to work with the best gear with tractor finance and farm equipment loans up to $75,000 from Money3. Bad credit history considered! We'll give you a fair go.

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Tackle your fields with power. Effortless farming starts here.

Put your farm into high gear with our affordable financing solutions for tractors and equipment.

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  • We'll review and reach out

    We'll get in touch to discuss different financing options, interest rates and terms once we complete your loan assessment.

  • Apply online

    With automatic document retrieval option for your bank statements, you can complete your application in under 10 minutes.

  • Shop the latest equipment

    Whether it’s a new or used tractor, from a private sale or dealership, let us know what you’d like to purchase, and we can process payment for the tractor, once contracts are accepted.

1. Subject to verification, suitability and affordability

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Tractor finance that goes the extra mile.

With competitive interest rates and affordable repayments, find the finance that works best for your business.

Cutting edge financing to help you get the job done.

Gear up for greatness. Our stress-free equipment and tractor finance options help farmers take their business to the next level.

100% online

With 10-minute applications and easy direct debit repayments, we make farm equipment finance simple.

Loans in 48 hrs

Once your finance is approved, we can step in to close the deal, so you can hit the fields sooner.

Example Tractor Finance Costs Chart

BorrowCostsRepay
$5,000$1,909$6,909
24 months at 13.95% APR & 34.16% Comparison Rate
$10,000$6,925$16,925
48 months at 13.95% APR & 29.11% Comparison Rate
$25,000$14,850$39,850
60 months at 13.95% APR & 20.38% Comparison Rate
$50,000$30,285$80,285
72 months at 13.95% APR & 17.23% Comparison Rate
$75,000$42,219$117,219
72 months at 13.95% APR & 16.15% Comparison Rate

EXAMPLE: A platinum secured personal loan of $5,000 for 24 months has fees and charges totalling $1,935.15 and a total repayment of $6,935.15. The Minimum loan term is 24 months and the Maximum term 24 months. The loan term will be 24 months, 52 fortnights or 104 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $5,000 over two years, is 34.58%.
EXAMPLE: A platinum secured personal loan of $25,000 for 60 months has fees and charges totalling $14,850.43 and a total repayment of $39,850.43. The Minimum loan term is 24 months and the Maximum term 60 months. The term will be 60 months if you repay monthly, 130 fortnights or 260 weeks. The Maximum APR is 13.95%. The Comparison Rate, based on a loan of $25,000 over five years, is 20.38%.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please Note: Advertised costs and repayments have been rounded up to the nearest dollar amount, so costs may be slightly cheaper in most cases. Australian Credit Licence 389067.

Tractor Finance FAQs

At Money3, we offer financing options for a range of farm equipment and machinery including:

  • Tractors
  • Trucks
  • Farm ploughs
  • Balers
  • Combines
  • Harvesting equipment
  • Planters
  • Sprayers

Farming machinery can be expensive and faulty equipment can slow production. Loans could help farmers access the equipment they need sooner or get ownership of the latest equipment to boost efficiency.

As a specialist lender, we regularly provide equipment finance to people who have been refused credit elsewhere due to their credit history or employment status

Our Loan Repayment Calculator can help you calculate your loan repayments. We also don't have any early repayment fees to help you pay off your loan early.

1. Subject to verification, suitability and affordability

More Vehicle Finance Options

Check out some other vehicles to consider around the farm.